Oregon income tax in 2026
Oregon has a graduated income tax with rates from 4.75% to 9.9% for single filers, spread across 4 brackets. Traditional 401(k) contributions lower your Oregon taxable income as well as your federal taxable income. Oregon then subtracts its own standard deduction of $2,910 for single filers ($5,820 married filing jointly). Tax credits subtracted from the tax: $263 single, $526 married filing jointly, $263 per dependent.
| Taxable income (single) | Rate |
|---|---|
| $0 – $4,550 | 4.75% |
| $4,550 – $11,400 | 6.75% |
| $11,400 – $125,000 | 8.75% |
| Over $125,000 | 9.9% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 – $9,100 | 4.75% |
| $9,100 – $22,800 | 6.75% |
| $22,800 – $250,000 | 8.75% |
| Over $250,000 | 9.9% |
Local income taxes: Portland area: Metro Supportive Housing Services (SHS) tax of 1% on Metro taxable income above $128,000 (single/MFS) or $205,000 (MFJ/HOH/qualifying surviving spouse) for tax year 2026 (thresholds are inflation-indexed starting 2026; they were $125,000/$200,000 for 2021-2025; $132,000/$211,000 announced for 2027), for Metro-district residents and on Metro-source income of nonresidents. Multnomah County Preschool for All (PFA) tax of 1.5% on county taxable income above $125,000 (individuals) / $200,000 (joint) plus another 1.5% above $250,000 / $400,000 (3% total at the top); the scheduled 0.8-point rate increase has been postponed and is now slated for 2028. City of Portland residents also owe the flat $35 Arts Tax. Separately, a statewide transit tax of 0.1% is withheld from all Oregon wages. These are not included in the calculator.
Oregon rules and notes
- 2026 brackets from Oregon DOR's 2026 withholding formulas (150-206-436, rev. 12-31-25): 4.75% / 6.75% / 8.75% / 9.9%. The two lower thresholds are inflation-indexed; the 9.9% thresholds ($125,000 single/MFS, $250,000 MFJ/HOH/qualifying surviving spouse) are not. Head of household and qualifying surviving spouse use the joint schedule (Chart J); MFS uses the single schedule (Chart S).
- Standard deduction 2026: $2,910 single/MFS and $5,820 MFJ/qualifying surviving spouse (DOR 2026 withholding formulas, rev. 12-31-25). The HOH figure ($4,685) is computed with the statutory CPI formula in ORS 316.695 (base $2,640 x CPI ratio, rounded down to $5), which reproduces DOR's published 2025 amounts ($2,835/$5,670/$4,560) and the 2026 single/joint amounts; confirm against the 2026 Form OR-40 instructions when released. (DOR's Oct. 2025 Publication OR-ESTIMATE used preliminary estimates of $2,900 / $4,650 / $5,800 and a $260 exemption credit; the final indexed figures are higher.) Additional standard deduction for age 65+ or blind: $1,000 per married taxpayer, $1,200 for single/HOH.
- Personal exemption CREDIT of $263 per exemption for 2026 (subtracted from tax; the $263 figure is the 2026 withholding-formula allowance and matches the ORS 316.085 CPI computation: $90 x CPI ratio = $263.28; 2025 was $256), not allowed if federal AGI exceeds $100,000 (single/MFS) or $200,000 (MFJ, HOH, qualifying surviving spouse).
- No 'kicker' surplus credit applies to tax year 2026 (the kicker is claimed only on odd-year returns when certified).
Oregon take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Oregon income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Oregon income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,434 | $31,886 | $1,226.38 |
| $50,000 | $3,820 | $3,825 | $3,204 | $39,151 | $1,505.80 |
| $60,000 | $5,020 | $4,590 | $3,974 | $46,416 | $1,785.23 |
| $75,000 | $7,670 | $5,738 | $5,055 | $56,538 | $2,174.53 |
| $100,000 | $13,170 | $7,650 | $7,148 | $72,032 | $2,770.47 |
| $150,000 | $24,734 | $11,475 | $12,805 | $100,986 | $3,884.06 |
Hourly wages after taxes in Oregon
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $490.24 | $980.49 | $25,493 | $12.26 |
| $20.00 | $41,600 | $635.54 | $1,271.09 | $33,048 | $15.89 |
| $25.00 | $52,000 | $780.84 | $1,561.69 | $40,604 | $19.52 |
| $30.00 | $62,400 | $926.14 | $1,852.29 | $48,159 | $23.15 |
Oregon vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Oregon. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Oregon ranks #51 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Oregon |
|---|---|---|---|---|
| Oregon | $5,055 | $56,538 | $2,174.53 | — |
| Nevada | None | $61,593 | $2,368.94 | +$5,055 |
| Washington | None | $61,593 | $2,368.94 | +$5,055 |
| California | $2,665 | $58,927 | $2,266.44 | +$2,390 |
| Idaho | $2,860 | $58,733 | $2,258.94 | +$2,195 |
Neighboring state calculators: Nevada, Washington, California, Idaho. See all 50 states and DC on the national paycheck calculator.
How your Oregon paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Oregon income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Oregon?
A single filer earning $75,000 in Oregon takes home about $56,538 a year in 2026, or $2,174.53 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $5,055 of Oregon income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Oregon have a state income tax?
Yes. Oregon has a graduated income tax with rates from 4.75% to 9.9% for single filers in 2026. On a $75,000 salary, that works out to about $5,055 a year, or $194.41 per bi-weekly paycheck, an effective state rate of 6.74% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Oregon?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Oregon income tax, a single filer in Oregon takes home about $33,048 a year, or $1,271.09 per bi-weekly paycheck, about $15.89 per hour worked.
Are there local income taxes in Oregon?
Portland area: Metro Supportive Housing Services (SHS) tax of 1% on Metro taxable income above $128,000 (single/MFS) or $205,000 (MFJ/HOH/qualifying surviving spouse) for tax year 2026 (thresholds are inflation-indexed starting 2026; they were $125,000/$200,000 for 2021-2025; $132,000/$211,000 announced for 2027), for Metro-district residents and on Metro-source income of nonresidents. Other local rules are listed on this page. This calculator doesn’t include local taxes, so subtract them from the estimate if they apply where you live or work.
How does take-home pay in Oregon compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $56,538 a year in Oregon. In neighboring states it ranges from $58,733 to $61,593; Nevada (the highest nearby) is $5,055 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.