Georgia income tax in 2026
Georgia has a flat 4.99% income tax. Traditional 401(k) contributions lower your Georgia taxable income as well as your federal taxable income. Georgia then subtracts its own standard deduction of $15,000 for single filers ($30,000 married filing jointly). Personal exemptions: $5,000 per dependent.
Georgia rules and notes
- HB 463 (Georgia Economic Growth and Tax Relief Act of 2026, signed May 11, 2026) cut the flat rate from 5.19% to 4.99% retroactive to January 1, 2026.
- HB 463 also raised the standard deduction to $15,000 (single, head of household, married filing separately) and $30,000 (married filing jointly), and the dependent deduction from $4,000 to $5,000, for tax years beginning on or after January 1, 2026 (confirmed by the Georgia DOR 2026 Employer's Tax Guide).
- There is no personal exemption for the taxpayer or spouse; only the $5,000 per-dependent deduction.
- From 2027 the rate may fall 0.125 percentage point per year to a floor of 3.99%, the standard deduction may rise $375/$750 per year (to $18,000/$36,000) and the dependent deduction $125 per year (to $6,000), but each step is subject to revenue triggers and can be delayed.
- For 2026-2028, up to $1,750 of qualified overtime pay (hourly full-time workers) and, from 2026, up to $1,750 of cash tips can be subtracted; Georgia does not adopt the larger federal tips/overtime deductions.
- Retirement income exclusion for 2026: up to $35,000 (age 62-64 or disabled) or $65,000 (age 65+) per person; rises to $70,000 for 65+ starting 2027.
Georgia take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Georgia income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Georgia income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,248 | $33,073 | $1,272.02 |
| $50,000 | $3,820 | $3,825 | $1,747 | $40,609 | $1,561.87 |
| $60,000 | $5,020 | $4,590 | $2,246 | $48,145 | $1,851.71 |
| $75,000 | $7,670 | $5,738 | $2,994 | $58,599 | $2,253.79 |
| $100,000 | $13,170 | $7,650 | $4,242 | $74,939 | $2,882.25 |
| $150,000 | $24,734 | $11,475 | $6,737 | $107,055 | $4,117.48 |
Hourly wages after taxes in Georgia
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $508.48 | $1,016.95 | $26,441 | $12.71 |
| $20.00 | $41,600 | $659.20 | $1,318.39 | $34,278 | $16.48 |
| $25.00 | $52,000 | $809.92 | $1,619.83 | $42,116 | $20.25 |
| $30.00 | $62,400 | $960.64 | $1,921.27 | $49,953 | $24.02 |
Georgia vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Georgia. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Georgia ranks #36 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Georgia |
|---|---|---|---|---|
| Georgia | $2,994 | $58,599 | $2,253.79 | — |
| Florida | None | $61,593 | $2,368.94 | +$2,994 |
| Tennessee | None | $61,593 | $2,368.94 | +$2,994 |
| North Carolina | $2,484 | $59,109 | $2,273.41 | +$510 |
| South Carolina | $2,657 | $58,935 | $2,266.75 | +$337 |
| Alabama | $3,127 | $58,466 | $2,248.69 | −$133 |
Neighboring state calculators: Florida, Tennessee, North Carolina, South Carolina, Alabama. See all 50 states and DC on the national paycheck calculator.
How your Georgia paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Georgia income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Georgia?
A single filer earning $75,000 in Georgia takes home about $58,599 a year in 2026, or $2,253.79 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,994 of Georgia income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Georgia have a state income tax?
Yes. Georgia has a flat 4.99% income tax in 2026. On a $75,000 salary, that works out to about $2,994 a year, or $115.15 per bi-weekly paycheck, an effective state rate of 3.99% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Georgia?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Georgia income tax, a single filer in Georgia takes home about $34,278 a year, or $1,318.39 per bi-weekly paycheck, about $16.48 per hour worked.
How does take-home pay in Georgia compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $58,599 a year in Georgia. In neighboring states it ranges from $58,466 to $61,593; Florida (the highest nearby) is $2,994 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.