Georgia Income Tax Calculator

A single filer earning $75,000 in wages pays about $2,994 in Georgia income tax for 2026 (3.99% of income) plus $7,670 in federal income tax. Georgia has a flat 4.99% rate; enter your own income below for your 2026 state and federal estimate.

Georgia Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + Georgia)

$10,664

14.2% effective rate on $75,000 of income: $7,670 federal + $2,994 Georgia

Federal income tax

$7,670

Georgia income tax

$2,994

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

26.99%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 78.1%Federal income tax: 10.2%Georgia income tax: 4.0%Social Security & Medicare: 7.6%$58,599after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
Georgia income tax
$2,994 (4%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$16,402 (21.9%)
Income after taxes
$58,599 (78.1%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

Georgia income tax

Georgia taxable income (estimate)
$60,000
Georgia income tax
$2,994
State effective rate
3.99%
State marginal rate
4.99%

See Georgia’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

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Georgia income tax rates for 2026

Georgia has a flat 4.99% rate. Rates apply to Georgia taxable income: federal adjusted gross income minus Georgia’s own deductions and exemptions.

Georgia 2026 income tax brackets (taxable income)
RateSingleMarried filing jointly
4.99%All taxable incomeAll taxable income

Georgia standard deduction and exemptions

Georgia 2026 deductions, exemptions and credits
ItemSingleMarried filing jointly
Standard deduction$15,000$30,000
Exemption per dependent$5,000$5,000

Deductions and exemptions reduce the income Georgia taxes; credits reduce the tax itself. The head-of-household standard deduction is $15,000.

How much Georgia income tax will I pay?

Estimated 2026 tax for a single filer with wage income, the standard deduction and no dependents:

Georgia and federal income tax by salary, 2026 (single filer)
WagesGeorgia taxState effective rateFederal income taxTotal income taxCombined rate
$40,000$1,2483.12%$2,620$3,8689.7%
$60,000$2,2463.74%$5,020$7,26612.1%
$80,000$3,2444.05%$8,770$12,01415%
$100,000$4,2424.24%$13,170$17,41217.4%
$150,000$6,7374.49%$24,734$31,47121%
$250,000$11,7274.69%$51,304$63,03125.2%

At $100,000, for example, Georgia takes about $4,242 and the combined income tax bill is $17,412. Your marginal rate on the next dollar at that income is 26.99% (22% federal + 4.99% Georgia). These estimates apply Georgia’s brackets, standard deduction, exemptions and credits from our data, plus the phase-outs and other special rules described below; local taxes and rules the notes below mark as not modeled are left out.

How Georgia compares with neighboring states

On a $75,000 salary, a single filer pays $2,994 in Georgia income tax, the 36th-lowest among the 50 states and DC. The median across all of them is $2,588.

Georgia vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
Florida$00%No wage tax1 of 51
Tennessee$00%No wage tax1 of 51
North Carolina$2,4843.31%Flat 3.99%22 of 51
South Carolina$2,6573.54%1.99%–5.21%29 of 51
Georgia$2,9943.99%Flat 4.99%36 of 51
Alabama$3,1274.17%2%–5%38 of 51

Compare Georgia with Alabama, Florida, North Carolina, South Carolina and Tennessee.

Georgia tax rules to know

Key points from our 2026 Georgia data, compiled from the official sources listed at the end of this page:

  • HB 463 (Georgia Economic Growth and Tax Relief Act of 2026, signed May 11, 2026) cut the flat rate from 5.19% to 4.99% retroactive to January 1, 2026.
  • HB 463 also raised the standard deduction to $15,000 (single, head of household, married filing separately) and $30,000 (married filing jointly), and the dependent deduction from $4,000 to $5,000, for tax years beginning on or after January 1, 2026 (confirmed by the Georgia DOR 2026 Employer's Tax Guide).
  • There is no personal exemption for the taxpayer or spouse; only the $5,000 per-dependent deduction.
  • From 2027 the rate may fall 0.125 percentage point per year to a floor of 3.99%, the standard deduction may rise $375/$750 per year (to $18,000/$36,000) and the dependent deduction $125 per year (to $6,000), but each step is subject to revenue triggers and can be delayed.
  • For 2026-2028, up to $1,750 of qualified overtime pay (hourly full-time workers) and, from 2026, up to $1,750 of cash tips can be subtracted; Georgia does not adopt the larger federal tips/overtime deductions.
  • Retirement income exclusion for 2026: up to $35,000 (age 62-64 or disabled) or $65,000 (age 65+) per person; rises to $70,000 for 65+ starting 2027.

Local income tax: none. Cities and counties in Georgia do not levy their own income tax in our 2026 data.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

What is the Georgia income tax rate for 2026?

Georgia has a flat 4.99% rate for 2026. Because the rate applies to taxable income after deductions and exemptions, the share of total income you pay is lower: about 3.99% for a single filer earning $75,000. At $100,000 of wages, a single filer would owe about $4,242 in Georgia income tax.

How much is Georgia income tax on $75,000?

A single filer with $75,000 in wages owes about $2,994 in Georgia income tax for 2026, based on Georgia taxable income of about $60,000. Federal income tax adds $7,670 and Social Security and Medicare $5,738, leaving about $58,599. A married couple earning $150,000 would owe about $5,988 in state tax.

What is the Georgia standard deduction for 2026?

In our 2026 data, the Georgia standard deduction is $15,000 for single filers and $30,000 for married couples filing jointly ($15,000 for heads of household). For a single filer earning $75,000, Georgia taxable income works out to about $60,000 in our estimate. See the rules section on this page for income limits and other details.

Does Georgia have local income taxes?

No. Our 2026 data shows no local (city or county) income taxes in Georgia, so the state and federal income tax estimated here, plus Social Security and Medicare, cover the income taxes on your wages. A single filer earning $75,000 pays about $10,664 in combined federal and Georgia income tax.

How does Georgia income tax compare with nearby states?

On a $75,000 salary, a single filer pays about $2,994 in Georgia income tax, the 36th-lowest among the 50 states and DC. Among neighbors, Florida would take $0 and Alabama $3,127. The national median is $2,588. Income tax is only one part of the picture; sales and property taxes also differ by state.

Is this Georgia tax estimate exact?

It is an estimate. We apply Georgia’s 2026 brackets, standard deduction, exemptions and credits to your income, starting from federal adjusted gross income. We do not model every Georgia subtraction, credit or phase-out, and federal figures leave out the AMT and the QBI deduction. Use it for planning and check your actual return or Georgia’s tax agency for final numbers.

More Georgia calculators

Sources

  1. Georgia General Assembly - HB 463 (2026) as passed
  2. Georgia DOR - 2026 Employer's Tax Guide (updated September 2026)
  3. Office of the Governor - Gov. Kemp Signs Legislation Lowering Taxes (May 11, 2026)
  4. Tax Foundation - State Individual Income Tax Rates and Brackets, 2026
  5. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.