Missouri Paycheck Calculator

Estimate your 2026 take-home pay in Missouri after federal income tax, Social Security, Medicare and Missouri income tax, which uses rates from 2% to 4.7% for single filers. A single worker earning $75,000 and paid every two weeks takes home about $2,269.42 per paycheck, with $2,588 a year going to Missouri.

Missouri Paycheck Calculator: inputs and results

How are you paid?

Hours paid at 1.5× your wage, on top of the regular hours above. Overtime past 40 hours a week counts toward the 2026 federal overtime deduction.

Where you live and work. Local income taxes aren’t included.

Pre-tax deductions (401(k), health, HSA)

Premiums paid pre-tax through your employer’s cafeteria (Section 125) plan.

W-4 & after-tax deductions

Form W-4 Step 4(c).

Union dues, after-tax insurance, garnishments and similar.

Take-home pay per paycheck

$2,269.42

Paid every two weeks (26 paychecks) · $75,000 a year · Single · Missouri

Gross pay per paycheck

$2,884.62

Take-home pay per year

$59,005

Total taxes per year

$15,995

Effective tax rate

21.3%

Take-home pay: 78.7%Federal income tax: 10.2%Social Security & Medicare: 7.6%State income tax: 3.5%$2,269take-home
Take-home pay
$2,269.42
Federal income tax
$295.00
Social Security & Medicare
$220.67
State income tax
$99.53
Gross pay per paycheck
$2,884.62

Paycheck breakdown (bi-weekly)

Per paycheckPer year
Gross pay$2,884.62$75,000
Federal income tax−$295.00−$7,670
Social Security−$178.85−$4,650
Medicare−$41.83−$1,088
MO income tax−$99.53−$2,588
Take-home pay$2,269.42$59,005

This estimate spreads your 2026 annual tax liability evenly over 26 paychecks, which is what a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables can differ slightly from paycheck to paycheck.

Local taxes not included: Kansas City and St. Louis each levy a 1% earnings tax on wages and net profits of residents and of nonresidents who work in the city. Voters renewed both on April 7, 2026.

How your taxes were figured
Gross wages
$75,000
Federal adjusted gross income
$75,000
Standard deduction
−$16,100
Federal taxable income
$58,900
Tax from 2026 brackets
$7,670
Federal income tax for the year
$7,670
Federal tax bracket (marginal rate)
22%
Missouri taxable income (estimate)
$58,900
Missouri marginal rate
4.7%

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Missouri income tax in 2026

Missouri has a graduated income tax with rates from 2% to 4.7% for single filers, spread across 8 brackets. Traditional 401(k) contributions lower your Missouri taxable income as well as your federal taxable income. Missouri then subtracts its own standard deduction of $16,100 for single filers ($32,200 married filing jointly).

Missouri 2026 income tax brackets
Taxable income (all filers)Rate
$0 – $1,3480%
$1,348 – $2,6962%
$2,696 – $4,0442.5%
$4,044 – $5,3923%
$5,392 – $6,7403.5%
$6,740 – $8,0884%
$8,088 – $9,4364.5%
Over $9,4364.7%

Local income taxes: Kansas City and St. Louis each levy a 1% earnings tax on wages and net profits of residents and of nonresidents who work in the city. Voters renewed both on April 7, 2026. These are not included in the calculator.

Missouri rules and notes

  • The top rate stays 4.7% for 2026 (above $9,436 of taxable income), per the DOR's 2026 withholding formula. Bracket widths are indexed. The same schedule applies to every filing status.
  • On a married-filing-combined return, taxable income is split between the spouses by their income percentages and each share is taxed separately on the schedule. A two-earner couple can therefore owe up to about $180 less than the single schedule applied to joint income, as shown here.
  • Missouri starts from federal AGI and uses the federal standard deduction amounts ($16,100 single/MFS, $24,150 HOH, $32,200 joint for 2026). Head of household and qualifying surviving spouse filers get an extra $1,400 exemption.
  • A limited deduction for federal income tax paid is allowed: 35% of it when Missouri AGI is $25,000 or less, falling to 0% above $125,000, and capped at $5,000 ($10,000 combined).
  • Since tax year 2025 individuals may subtract 100% of federally taxed capital gains (HB 594). Social Security benefits are fully exempt.
  • Voters rejected Amendment 5 (a constitutional amendment to phase out the income tax) on Aug. 4, 2026, so 2026 rates are unaffected.

Missouri take-home pay by salary

Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Missouri income tax but not local taxes.

2026 take-home pay by salary in Missouri (single, bi-weekly)
SalaryFederal income taxSocial Security + MedicareMissouri income taxTake-home per yearPer bi-weekly paycheck
$40,000$2,620$3,060$943$33,377$1,283.74
$50,000$3,820$3,825$1,413$40,942$1,574.71
$60,000$5,020$4,590$1,883$48,507$1,865.67
$75,000$7,670$5,738$2,588$59,005$2,269.42
$100,000$13,170$7,650$3,763$75,417$2,900.67
$150,000$24,734$11,475$6,113$107,678$4,141.47

Hourly wages after taxes in Missouri

Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:

2026 take-home pay by hourly wage in Missouri
Hourly wageAnnual payWeekly take-homeBi-weekly take-homeTake-home per yearTake-home per hour
$15.00$31,200$513.85$1,027.70$26,720$12.85
$20.00$41,600$665.15$1,330.30$34,588$16.63
$25.00$52,000$816.45$1,632.90$42,455$20.41
$30.00$62,400$967.75$1,935.50$50,323$24.19

Missouri vs. neighboring states

Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Missouri. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Missouri ranks #26 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.

2026 take-home pay on $75,000: Missouri and neighboring states
StateState income taxTake-home per yearPer bi-weekly paycheckvs. Missouri
Missouri$2,588$59,005$2,269.42—
TennesseeNone$61,593$2,368.94+$2,588
Iowa$2,198$59,394$2,284.40+$389
Arkansas$2,287$59,305$2,280.96+$300
Kentucky$2,507$59,085$2,272.50+$80
Nebraska$2,533$59,060$2,271.52+$55
Oklahoma$2,830$58,763$2,260.12−$242
Kansas$3,385$58,207$2,238.74−$798
Illinois$3,568$58,025$2,231.72−$980

Neighboring state calculators: Tennessee, Iowa, Arkansas, Kentucky, Nebraska, Oklahoma, Kansas, Illinois. See all 50 states and DC on the national paycheck calculator.

How your Missouri paycheck is calculated

  1. Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
  2. Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
  3. Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
  4. Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
  5. Missouri income tax is figured on the annual amount using the rules above, then divided across your paychecks.

We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.

Frequently asked questions

How much is $75,000 a year after taxes in Missouri?

A single filer earning $75,000 in Missouri takes home about $59,005 a year in 2026, or $2,269.42 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,588 of Missouri income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.

Does Missouri have a state income tax?

Yes. Missouri has a graduated income tax with rates from 2% to 4.7% for single filers in 2026. On a $75,000 salary, that works out to about $2,588 a year, or $99.53 per bi-weekly paycheck, an effective state rate of 3.45% of gross pay. Employers withhold it from each paycheck along with federal taxes.

How much is $20 an hour after taxes in Missouri?

Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Missouri income tax, a single filer in Missouri takes home about $34,588 a year, or $1,330.30 per bi-weekly paycheck, about $16.63 per hour worked.

Are there local income taxes in Missouri?

Kansas City and St. Louis each levy a 1% earnings tax on wages and net profits of residents and of nonresidents who work in the city. Voters renewed both on April 7, 2026. This calculator doesn’t include local taxes, so subtract them from the estimate if they apply where you live or work.

How does take-home pay in Missouri compare with nearby states?

On a $75,000 salary (single, bi-weekly), take-home pay is $59,005 a year in Missouri. In neighboring states it ranges from $58,025 to $61,593; Tennessee (the highest nearby) is $2,588 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.

How much federal tax comes out of each paycheck on a $75,000 salary?

Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.

More Missouri calculators

Sources

  1. Missouri DOR - 2026 Missouri Withholding Tax Formula (brackets, 4.7% top rate, standard deductions)
  2. Missouri DOR - 2025 Form MO-1040 Instructions (separate tax for each spouse, federal tax deduction, HOH $1,400 exemption)
  3. Publication 15 (2026), (Circular E), Employer’s Tax Guide — IRS
  4. Form W-4 (2026), Employee’s Withholding Certificate — IRS

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.