Research
Original analyses of public data from Freddie Mac, the Census Bureau, the IRS and other primary sources. Each study explains its method and limits and offers the full dataset for download. Journalists are welcome to use the figures with credit and a link.
- Mortgage Rates Back Above 7%: What It Costs Buyers in 145 Metros (September 29, 2026). At a 7.03% mortgage rate, a median-income household can afford the typical home in 4 of the 100 largest US metros, down from 12 in February. Data for 145.