Ohio income tax in 2026
Ohio has a flat 2.75% income tax on taxable income above $26,050. Traditional 401(k) contributions lower your Ohio taxable income as well as your federal taxable income. Personal exemptions: $2,400 single, $4,800 married filing jointly, $2,400 per dependent.
| Taxable income (all filers) | Rate |
|---|---|
| $0 – $26,050 | 0% |
| Over $26,050 | 2.75% |
Local income taxes: Most Ohio cities and villages levy a municipal income tax on wages and net profits, generally about 1%-2.5% and up to 3% in a few places (e.g., Columbus, Cleveland, Toledo, Akron and Dayton 2.5%; Cincinnati 1.8%), usually with a credit for tax paid to the work city. About 200 school districts also levy a school district income tax on residents (commonly 0.5%-2%). These are not included in the calculator.
Ohio rules and notes
- HB 96 (FY2026-27 budget) makes Ohio's tax on nonbusiness income a single 2.75% rate for tax years 2026 and later. Taxable nonbusiness income (Ohio AGI minus business income and exemptions) of $26,050 or less owes $0; all filing statuses use the same schedule (it is not doubled for joint filers).
- Above $26,050 the statutory tax is $332 PLUS 2.75% of the excess over $26,050 (ORC 5747.02(A)(3)(c)), i.e. there is a $332 jump (cliff) just above the threshold.
- Inflation indexing of the $26,050 threshold and exemptions is suspended for 2025 and 2026, so the 2024 amounts still apply.
- Personal/dependent exemption per person depends on MAGI: $2,400 (MAGI <= $40,000), $2,150 ($40,001-$80,000), $1,900 (over $80,000); no exemption when MAGI is $500,000 or more in 2026 (the cutoff was $750,000 for 2025). The joint filing credit is likewise limited to MAGI under $500,000 starting 2026.
- Business income: the first $250,000 ($125,000 if married filing separately) is deducted (business income deduction); the remainder is taxed at a flat 3%.
- Nonrefundable credits include a $20 per-exemption credit when MAGI less exemptions is under $30,000, the joint filing credit (5%-20% of tax, max $650) and a 30% nonrefundable earned income credit.
Ohio take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Ohio income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Ohio income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $650 | $33,670 | $1,295.01 |
| $50,000 | $3,820 | $3,825 | $932 | $41,424 | $1,593.21 |
| $60,000 | $5,020 | $4,590 | $1,207 | $49,184 | $1,891.67 |
| $75,000 | $7,670 | $5,738 | $1,619 | $59,974 | $2,306.67 |
| $100,000 | $13,170 | $7,650 | $2,313 | $76,867 | $2,956.41 |
| $150,000 | $24,734 | $11,475 | $3,688 | $110,103 | $4,234.72 |
Hourly wages after taxes in Ohio
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $516.57 | $1,033.14 | $26,862 | $12.91 |
| $20.00 | $41,600 | $671.25 | $1,342.50 | $34,905 | $16.78 |
| $25.00 | $52,000 | $826.45 | $1,652.90 | $42,976 | $20.66 |
| $30.00 | $62,400 | $981.65 | $1,963.30 | $51,046 | $24.54 |
Ohio vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Ohio. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Ohio ranks #12 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Ohio |
|---|---|---|---|---|
| Ohio | $1,619 | $59,974 | $2,306.67 | — |
| Indiana | $2,183 | $59,410 | $2,284.98 | −$564 |
| Pennsylvania | $2,303 | $59,290 | $2,280.38 | −$684 |
| Kentucky | $2,507 | $59,085 | $2,272.50 | −$888 |
| West Virginia | $2,546 | $59,047 | $2,271.02 | −$927 |
| Michigan | $2,937 | $58,656 | $2,255.99 | −$1,318 |
Neighboring state calculators: Indiana, Pennsylvania, Kentucky, West Virginia, Michigan. See all 50 states and DC on the national paycheck calculator.
How your Ohio paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Ohio income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Ohio?
A single filer earning $75,000 in Ohio takes home about $59,974 a year in 2026, or $2,306.67 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $1,619 of Ohio income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Ohio have a state income tax?
Yes. Ohio has a flat 2.75% income tax on taxable income above $26,050 in 2026. On a $75,000 salary, that works out to about $1,619 a year, or $62.27 per bi-weekly paycheck, an effective state rate of 2.16% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Ohio?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Ohio income tax, a single filer in Ohio takes home about $34,905 a year, or $1,342.50 per bi-weekly paycheck, about $16.78 per hour worked.
Are there local income taxes in Ohio?
Most Ohio cities and villages levy a municipal income tax on wages and net profits, generally about 1%-2.5% and up to 3% in a few places (e.g., Columbus, Cleveland, Toledo, Akron and Dayton 2.5%; Cincinnati 1.8%), usually with a credit for tax paid to the work city. Other local rules are listed on this page. This calculator doesn’t include local taxes, so subtract them from the estimate if they apply where you live or work.
How does take-home pay in Ohio compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $59,974 a year in Ohio. In neighboring states it ranges from $58,656 to $59,410; Indiana (the highest nearby) is $564 lower. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.