Pennsylvania income tax in 2026
Pennsylvania has a flat 3.07% income tax. Unlike federal income tax, Pennsylvania income tax is figured on your pay before traditional 401(k) contributions are subtracted, so they don’t lower it.
Local income taxes: Nearly every PA municipality/school district levies a local Earned Income Tax on wages and net profits, commonly 1% combined (0.5% municipal + 0.5% school district) and higher in some places (e.g., Pittsburgh residents 3%). Philadelphia levies its own Wage/Earnings Tax: 3.74% for residents and 3.43% for nonresidents on pay through June 30, 2026, and 3.735% / 3.425% from July 1, 2026 (the city has been trimming the rate each July 1). Most localities also collect a Local Services Tax of up to $52 per year. These are not included in the calculator.
Pennsylvania rules and notes
- Flat 3.07% on eight separate classes of income (compensation, interest, dividends, business profits, property gains, rents/royalties, estate/trust income, gambling winnings). A loss in one class cannot offset income in another, and there is no standard deduction or personal exemption.
- Pennsylvania does not start from federal AGI: employee 401(k)/403(b) elective deferrals are NOT excluded from PA compensation, while qualifying retirement income (pensions, IRA/401(k) distributions after retirement, Social Security) is not taxed.
- Tax Forgiveness (Schedule SP) eliminates tax for low-income households: 100% forgiveness when eligibility income is at or below $6,500 (unmarried) or $13,000 (married), plus $9,500 per dependent child; forgiveness drops 10 percentage points for each additional $250 of eligibility income.
- No 2026 change to the personal income tax rate (3.07% since 2004).
Pennsylvania take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Pennsylvania income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Pennsylvania income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,228 | $33,092 | $1,272.77 |
| $50,000 | $3,820 | $3,825 | $1,535 | $40,820 | $1,570.00 |
| $60,000 | $5,020 | $4,590 | $1,842 | $48,548 | $1,867.23 |
| $75,000 | $7,670 | $5,738 | $2,303 | $59,290 | $2,280.38 |
| $100,000 | $13,170 | $7,650 | $3,070 | $76,110 | $2,927.31 |
| $150,000 | $24,734 | $11,475 | $4,605 | $109,186 | $4,199.46 |
Hourly wages after taxes in Pennsylvania
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $505.60 | $1,011.21 | $26,291 | $12.64 |
| $20.00 | $41,600 | $660.16 | $1,320.33 | $34,328 | $16.50 |
| $25.00 | $52,000 | $814.72 | $1,629.45 | $42,366 | $20.37 |
| $30.00 | $62,400 | $969.28 | $1,938.57 | $50,403 | $24.23 |
Pennsylvania vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Pennsylvania. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Pennsylvania ranks #19 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Pennsylvania |
|---|---|---|---|---|
| Pennsylvania | $2,303 | $59,290 | $2,280.38 | — |
| Ohio | $1,619 | $59,974 | $2,306.67 | +$684 |
| West Virginia | $2,546 | $59,047 | $2,271.02 | −$243 |
| New Jersey | $2,596 | $58,997 | $2,269.10 | −$294 |
| Maryland | $3,197 | $58,396 | $2,246.00 | −$894 |
| New York | $3,453 | $58,140 | $2,236.13 | −$1,151 |
| Delaware | $3,609 | $57,984 | $2,230.13 | −$1,307 |
Neighboring state calculators: Ohio, West Virginia, New Jersey, Maryland, New York, Delaware. See all 50 states and DC on the national paycheck calculator.
How your Pennsylvania paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax (for Pennsylvania income tax, 401(k) contributions are not subtracted).
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Pennsylvania income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Pennsylvania?
A single filer earning $75,000 in Pennsylvania takes home about $59,290 a year in 2026, or $2,280.38 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,303 of Pennsylvania income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Pennsylvania have a state income tax?
Yes. Pennsylvania has a flat 3.07% income tax in 2026. On a $75,000 salary, that works out to about $2,303 a year, or $88.56 per bi-weekly paycheck, an effective state rate of 3.07% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Pennsylvania?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Pennsylvania income tax, a single filer in Pennsylvania takes home about $34,328 a year, or $1,320.33 per bi-weekly paycheck, about $16.50 per hour worked.
Are there local income taxes in Pennsylvania?
Nearly every PA municipality/school district levies a local Earned Income Tax on wages and net profits, commonly 1% combined (0.5% municipal + 0.5% school district) and higher in some places (e.g., Pittsburgh residents 3%). Other local rules are listed on this page. This calculator doesn’t include local taxes, so subtract them from the estimate if they apply where you live or work.
How does take-home pay in Pennsylvania compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $59,290 a year in Pennsylvania. In neighboring states it ranges from $57,984 to $59,974; Ohio (the highest nearby) is $684 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.