Rhode Island income tax in 2026
Rhode Island has a graduated income tax with rates from 3.75% to 5.99% for single filers, spread across 3 brackets. Traditional 401(k) contributions lower your Rhode Island taxable income as well as your federal taxable income. Rhode Island then subtracts its own standard deduction of $11,200 for single filers ($22,400 married filing jointly). Personal exemptions: $5,250 single, $10,500 married filing jointly, $5,250 per dependent.
| Taxable income (all filers) | Rate |
|---|---|
| $0 – $82,050 | 3.75% |
| $82,050 – $186,450 | 4.75% |
| Over $186,450 | 5.99% |
Rhode Island rules and notes
- Rhode Island uses one uniform rate schedule for all filing statuses (brackets are not doubled for joint filers). 2026 inflation-adjusted brackets (Division of Taxation ADV 2025-22): 3.75% up to $82,050, 4.75% up to $186,450, 5.99% above.
- 2026 standard deduction: $11,200 single/MFS, $22,400 MFJ/qualifying widow(er), $16,800 HOH. Personal and dependency exemption: $5,250 each. Rhode Island does not allow federal itemized deductions.
- The standard deduction and all exemptions phase out for modified federal AGI between $261,000 and $290,800 (phase-out increment $7,450) and are fully eliminated above $290,800.
- The FY2027 budget (H 7127, Article 6; signed June 12, 2026) creates a high-income surtax on Rhode Island taxable income over $1,000,000: 1% for tax year 2027 (6.99% top rate), 2% for 2028 and 3% from 2029 (8.99%), with the $1 million threshold inflation-indexed after 2027. It does NOT apply to tax year 2026. The same article adds a refundable child tax credit of $330 per child starting in tax year 2027 and, from 2027, removes the full-retirement-age requirement for the Social Security modification.
Rhode Island take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Rhode Island income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Rhode Island income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $883 | $33,437 | $1,286.03 |
| $50,000 | $3,820 | $3,825 | $1,258 | $41,097 | $1,580.65 |
| $60,000 | $5,020 | $4,590 | $1,633 | $48,757 | $1,875.26 |
| $75,000 | $7,670 | $5,738 | $2,196 | $59,397 | $2,284.50 |
| $100,000 | $13,170 | $7,650 | $3,148 | $76,032 | $2,924.30 |
| $150,000 | $24,734 | $11,475 | $5,523 | $108,268 | $4,164.15 |
Hourly wages after taxes in Rhode Island
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $513.39 | $1,026.77 | $26,696 | $12.83 |
| $20.00 | $41,600 | $666.59 | $1,333.17 | $34,662 | $16.66 |
| $25.00 | $52,000 | $819.79 | $1,639.57 | $42,629 | $20.49 |
| $30.00 | $62,400 | $972.99 | $1,945.97 | $50,595 | $24.32 |
Rhode Island vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Rhode Island. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Rhode Island ranks #15 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Rhode Island |
|---|---|---|---|---|
| Rhode Island | $2,196 | $59,397 | $2,284.50 | — |
| Connecticut | $3,475 | $58,118 | $2,235.29 | −$1,279 |
| Massachusetts | $3,530 | $58,063 | $2,233.17 | −$1,334 |
Neighboring state calculators: Connecticut, Massachusetts. See all 50 states and DC on the national paycheck calculator.
How your Rhode Island paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Rhode Island income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Rhode Island?
A single filer earning $75,000 in Rhode Island takes home about $59,397 a year in 2026, or $2,284.50 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,196 of Rhode Island income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Rhode Island have a state income tax?
Yes. Rhode Island has a graduated income tax with rates from 3.75% to 5.99% for single filers in 2026. On a $75,000 salary, that works out to about $2,196 a year, or $84.45 per bi-weekly paycheck, an effective state rate of 2.93% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Rhode Island?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Rhode Island income tax, a single filer in Rhode Island takes home about $34,662 a year, or $1,333.17 per bi-weekly paycheck, about $16.66 per hour worked.
How does take-home pay in Rhode Island compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $59,397 a year in Rhode Island. In neighboring states it ranges from $58,063 to $58,118; Connecticut (the highest nearby) is $1,279 lower. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.