Vermont Paycheck Calculator

Estimate your 2026 take-home pay in Vermont after federal income tax, Social Security, Medicare and Vermont income tax, which uses rates from 3.35% to 8.75% for single filers. A single worker earning $75,000 and paid every two weeks takes home about $2,275.63 per paycheck, with $2,426 a year going to Vermont.

Vermont Paycheck Calculator: inputs and results

How are you paid?

Hours paid at 1.5× your wage, on top of the regular hours above. Overtime past 40 hours a week counts toward the 2026 federal overtime deduction.

Where you live and work. Local income taxes aren’t included.

Pre-tax deductions (401(k), health, HSA)

Premiums paid pre-tax through your employer’s cafeteria (Section 125) plan.

W-4 & after-tax deductions

Form W-4 Step 4(c).

Union dues, after-tax insurance, garnishments and similar.

Take-home pay per paycheck

$2,275.63

Paid every two weeks (26 paychecks) · $75,000 a year · Single · Vermont

Gross pay per paycheck

$2,884.62

Take-home pay per year

$59,166

Total taxes per year

$15,834

Effective tax rate

21.1%

Take-home pay: 78.9%Federal income tax: 10.2%Social Security & Medicare: 7.6%State income tax: 3.2%$2,276take-home
Take-home pay
$2,275.63
Federal income tax
$295.00
Social Security & Medicare
$220.67
State income tax
$93.31
Gross pay per paycheck
$2,884.62

Paycheck breakdown (bi-weekly)

Per paycheckPer year
Gross pay$2,884.62$75,000
Federal income tax−$295.00−$7,670
Social Security−$178.85−$4,650
Medicare−$41.83−$1,088
VT income tax−$93.31−$2,426
Take-home pay$2,275.63$59,166

This estimate spreads your 2026 annual tax liability evenly over 26 paychecks, which is what a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables can differ slightly from paycheck to paycheck.

How your taxes were figured
Gross wages
$75,000
Federal adjusted gross income
$75,000
Standard deduction
−$16,100
Federal taxable income
$58,900
Tax from 2026 brackets
$7,670
Federal income tax for the year
$7,670
Federal tax bracket (marginal rate)
22%
Vermont taxable income (estimate)
$61,750
Vermont marginal rate
6.6%

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Vermont income tax in 2026

Vermont has a graduated income tax with rates from 3.35% to 8.75% for single filers, spread across 4 brackets. Traditional 401(k) contributions lower your Vermont taxable income as well as your federal taxable income. Vermont then subtracts its own standard deduction of $7,850 for single filers ($15,700 married filing jointly). Personal exemptions: $5,400 single, $10,800 married filing jointly, $5,400 per dependent.

Vermont 2026 income tax brackets — single
Taxable income (single)Rate
$0 – $50,7503.35%
$50,750 – $122,8506.6%
$122,850 – $256,3007.6%
Over $256,3008.75%
Vermont 2026 income tax brackets — married filing jointly
Taxable income (married filing jointly)Rate
$0 – $84,7003.35%
$84,700 – $204,7506.6%
$204,750 – $312,0507.6%
Over $312,0508.75%

Vermont rules and notes

Some 2026 Vermont figures are projections or awaiting official publication; the notes below explain which.

  • The brackets are the Vermont Department of Taxes' '2026 Preliminary Vermont Tax Rates' (Form IN-114 instructions, Rev. 10/25). Rates are unchanged (3.35%, 6.60%, 7.60%, 8.75%) and the bracket amounts are inflation-indexed. Tax Foundation's 2026 table repeats the 2025 brackets (e.g., $49,400 single), which are superseded.
  • Minimum tax: if federal AGI (Form IN-111, Line 1) is over $150,000, the Vermont tax is the greater of the rate-schedule tax or 3% of federal AGI (less interest from U.S. obligations).
  • Personal exemption: $5,400 each for the taxpayer, spouse and each dependent. This is inferred from the 2026 withholding allowance ($5,400/year, GB-1210-2026). The allowance has matched the return exemption in past years ($5,300 in 2025, $5,100 in 2024).
  • Standard deduction: $7,850 single/MFS and $15,700 joint are derived from the 2026 withholding tables. In past years the tables built in exactly half the single deduction and 75% of the joint deduction ($3,925 and $11,775 for 2026). The $11,750 head-of-household figure is an estimate (2025's $11,450 indexed about 2.7%). The 2025 amounts were $7,650 / $15,300 / $11,450. The official 2026 figures will appear on the 2026 IN-111.
  • There is an extra standard deduction for each federal age-65+/blind box checked: $1,250 per box in 2025 (the 2026 amount is indexed).
  • Separate from income tax: employers pay a 0.44% Child Care Contribution on Vermont wages and may recover up to a quarter of it (0.11%) from employees. Self-employed individuals pay 0.11%.

Vermont take-home pay by salary

Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Vermont income tax but not local taxes.

2026 take-home pay by salary in Vermont (single, bi-weekly)
SalaryFederal income taxSocial Security + MedicareVermont income taxTake-home per yearPer bi-weekly paycheck
$40,000$2,620$3,060$896$33,424$1,285.53
$50,000$3,820$3,825$1,231$41,124$1,581.69
$60,000$5,020$4,590$1,566$48,824$1,877.84
$75,000$7,670$5,738$2,426$59,166$2,275.63
$100,000$13,170$7,650$4,076$75,104$2,888.61
$150,000$24,734$11,475$7,515$106,276$4,087.53

Hourly wages after taxes in Vermont

Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:

2026 take-home pay by hourly wage in Vermont
Hourly wageAnnual payWeekly take-homeBi-weekly take-homeTake-home per yearTake-home per hour
$15.00$31,200$512.46$1,024.92$26,648$12.81
$20.00$41,600$666.46$1,332.92$34,656$16.66
$25.00$52,000$820.46$1,640.92$42,664$20.51
$30.00$62,400$974.46$1,948.92$50,672$24.36

Vermont vs. neighboring states

Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Vermont. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Vermont ranks #21 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.

2026 take-home pay on $75,000: Vermont and neighboring states
StateState income taxTake-home per yearPer bi-weekly paycheckvs. Vermont
Vermont$2,426$59,166$2,275.63—
New HampshireNone$61,593$2,368.94+$2,426
New York$3,453$58,140$2,236.13−$1,027
Massachusetts$3,530$58,063$2,233.17−$1,104

Neighboring state calculators: New Hampshire, New York, Massachusetts. See all 50 states and DC on the national paycheck calculator.

How your Vermont paycheck is calculated

  1. Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
  2. Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
  3. Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
  4. Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
  5. Vermont income tax is figured on the annual amount using the rules above, then divided across your paychecks.

We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.

Frequently asked questions

How much is $75,000 a year after taxes in Vermont?

A single filer earning $75,000 in Vermont takes home about $59,166 a year in 2026, or $2,275.63 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,426 of Vermont income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.

Does Vermont have a state income tax?

Yes. Vermont has a graduated income tax with rates from 3.35% to 8.75% for single filers in 2026. On a $75,000 salary, that works out to about $2,426 a year, or $93.31 per bi-weekly paycheck, an effective state rate of 3.23% of gross pay. Employers withhold it from each paycheck along with federal taxes.

How much is $20 an hour after taxes in Vermont?

Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Vermont income tax, a single filer in Vermont takes home about $34,656 a year, or $1,332.92 per bi-weekly paycheck, about $16.66 per hour worked.

How does take-home pay in Vermont compare with nearby states?

On a $75,000 salary (single, bi-weekly), take-home pay is $59,166 a year in Vermont. In neighboring states it ranges from $58,063 to $61,593; New Hampshire (the highest nearby) is $2,426 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.

How much federal tax comes out of each paycheck on a $75,000 salary?

Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.

More Vermont calculators

Sources

  1. Vermont Dept. of Taxes - 2026 Form IN-114 Instructions (2026 Preliminary Vermont Tax Rates)
  2. Vermont Dept. of Taxes - 2026 Income Tax Withholding Instructions, Tables, and Charts (GB-1210-2026)
  3. Vermont Dept. of Taxes - 2025 Income Tax Withholding Instructions (GB-1210-2025)
  4. Vermont Dept. of Taxes - 2025 Form IN-111 Instructions (standard deduction, $5,300 exemption, 3% minimum tax)
  5. Publication 15 (2026), (Circular E), Employer’s Tax Guide — IRS
  6. Form W-4 (2026), Employee’s Withholding Certificate — IRS

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.