Born in 1946: How Old Are You in 2026?

If you were born in 1946, you are 80 years old in 2026 if you've already had your birthday this year, or 79 if you haven't. Someone born in 1946 is a member of the Baby Boom generation (Pew Research Center: 1946–1964) and reaches Social Security full retirement age at 66.

Born in 1946: How Old Are You in 2026?: inputs and results

Preset to January 1, 1946. Change the month and day to your own birthday.

Defaults to today. Pick another date to see how old you were or will be.

Age

80 years, 8 months, 28 days

On Tuesday, September 29, 2026 · born on a Tuesday

Total months

968

Total weeks

4,213

Total days

29,491

Total hours (approx.)

707,784

Date of birth
Tuesday, January 1, 1946
Day of the week you were born
Tuesday
Next birthday
Friday, January 1, 2027
Days until next birthday
94 days
Age on next birthday
81

Embed

Exact age today for someone born in 1946

Your age in 2026 depends on whether your birthday has passed: 2026 − 1946 = 80, minus one until your birthday. Here is the exact age on September 29, 2026 for birthdays spread through 1946:

Exact age on September 29, 2026
Born onAgeTotal days
January 1, 194680 years, 8 months, 28 days29,491
April 1, 194680 years, 5 months, 28 days29,401
July 1, 194680 years, 2 months, 28 days29,310
October 1, 194679 years, 11 months, 28 days29,218
December 31, 194679 years, 8 months, 29 days29,127

Key facts for the 1946 birth year

FactBorn in 1946
Age turned in 202680
Generation (Pew Research Center)Baby Boomers (1946–1964)
Social Security full retirement age66
Year full retirement age is reached2012
Earliest Social Security benefits (age 62)2008
Medicare eligibility (age 65)2011
RMD starting age70½
Chinese zodiacDog (Rooster if born before Lunar New Year)
Leap yearNo (365 days)
January 1, 1946 was aTuesday
Turns 100 in2046

How old you'll be in the next few years

Ages for people born in 1946
YearAge you turnAge before your birthday
20268079
20278180
20288281
20298382
20308483
20318584
Milestone years for people born in 1946
AgeMilestoneYear
18Eligible to vote (26th Amendment)1964
62Earliest reduced Social Security retirement benefits2008
65Medicare eligibility2011
66Social Security full retirement age2012
70½Required minimum distributions begin2016 (born January–June) or 2017 (born July–December)
100Centenarian2046

Social Security full retirement age for 1946

Federal law ties full retirement age to the year you reach 62. For people born in 1946 it is 66, which you reached in 2012. Claiming at 62, in 2008, permanently reduces the monthly benefit; waiting past full retirement age increases it. Social Security considers you to reach an age the day before your birthday, so January 1 birthdays follow the 1945 rule, which is also 66.

To see how claiming age fits with your savings, try the retirement calculator.

Medicare and required minimum distributions

Medicare eligibility for most people starts at 65, so people born in 1946 reached Medicare age in 2011. The Initial Enrollment Period generally opens 3 months before your 65th-birthday month and closes 3 months after it.

Under IRS regulations implementing the SECURE and SECURE 2.0 Acts, the required minimum distribution age for people born in 1946 is 70½, reached in 2016 (born January–June) or 2017 (born July–December). The first distribution can be postponed to April 1 of the next year, but then two are due that year.

What generation is 1946?

Pew Research Center places people born in 1946 in the Baby Boom generation (1946–1964). In 2026, the generation spans ages 62 to 80. 1946 is a boundary year, so some people born then feel closer to the Silent Generation.

Chinese zodiac and leap year

The lunar year that started in 1946 was the Year of the Dog. Lunar New Year falls in late January or February, so if you were born in January or early February 1946, check that year's Lunar New Year date: you may be a Rooster instead. 1946 was not a leap year; it had 365 days. It began on a Tuesday.

Other birth years

Born in 1944 · Born in 1945 · Born in 1947 · Born in 1948 · All birth years (1940–2010)

Frequently asked questions

How old is someone born in 1946?

Someone born in 1946 turns 80 in 2026, so they are 79 until their birthday and 80 after it. On September 29, 2026, a person born January 1, 1946 is 80 years, 8 months, 28 days old, while someone born December 31, 1946 is 79 years, 8 months, 29 days old. Enter an exact birth date in the calculator above for your own age.

What generation is someone born in 1946?

People born in 1946 belong to the Baby Boom generation (Baby Boomers), which Pew Research Center defines as born 1946–1964. In 2026, members of this generation turn 62 to 80. Because 1946 is at the edge of the range, some people born that year also identify with the Silent Generation; generation boundaries are conventions, not hard lines.

When can someone born in 1946 get full Social Security retirement benefits?

The full retirement age for people born in 1946 is 66, reached in 2012. Reduced benefits can start as early as 62, in 2008. A January 1 birthday counts as the previous birth year, which has the same full retirement age of 66.

When is someone born in 1946 eligible for Medicare?

Most people born in 1946 became eligible for Medicare when they turned 65 in 2011. The initial window to sign up for Part A and Part B generally runs from 3 months before the month you turn 65 to 3 months after it, according to Medicare.gov. You may qualify earlier if you have a disability, End-Stage Renal Disease or ALS.

When do required minimum distributions start for someone born in 1946?

Under IRS regulations, the RMD starting age for people born in 1946 is 70½, reached in 2016 (born January–June) or 2017 (born July–December). The first RMD can be delayed until April 1 of the following year. Roth IRAs have no RMDs during the owner's lifetime.

What Chinese zodiac animal is 1946?

The lunar year that began in 1946 is the Year of the Dog. The Chinese zodiac follows the lunar calendar, whose new year falls in late January or February, so people born in January or early February 1946, before Lunar New Year, belong to the previous year's animal, the Rooster. Check the Lunar New Year date for 1946 if your birthday is early in the year.

Was 1946 a leap year?

No. 1946 had 365 days because it is not divisible by 4; the nearest leap years were 1944 and 1948. 1946 began on a Tuesday and ended on a Tuesday too, as every 365-day year does.

Sources

  1. Generations (birth-year definitions) — Pew Research Center
  2. 42 U.S. Code § 416(l) — Retirement age — Cornell Law School LII
  3. When can I sign up for Medicare? — Medicare.gov
  4. Required Minimum Distributions; Final Rule (T.D. 10001) — IRS / Federal Register
  5. Retirement plan and IRA required minimum distributions FAQs — IRS
  6. 20 CFR § 404.102 — How age is determined — Cornell Law School LII

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