Born in 1955: How Old Are You in 2026?

If you were born in 1955, you are 71 years old in 2026 if you've already had your birthday this year, or 70 if you haven't. Someone born in 1955 is a member of the Baby Boom generation (Pew Research Center: 1946–1964) and reaches Social Security full retirement age at 66 and 2 months.

Born in 1955: How Old Are You in 2026?: inputs and results

Preset to January 1, 1955. Change the month and day to your own birthday.

Defaults to today. Pick another date to see how old you were or will be.

Age

71 years, 8 months, 28 days

On Tuesday, September 29, 2026 · born on a Saturday

Total months

860

Total weeks

3,743 + 3 days

Total days

26,204

Total hours (approx.)

628,896

Date of birth
Saturday, January 1, 1955
Day of the week you were born
Saturday
Next birthday
Friday, January 1, 2027
Days until next birthday
94 days
Age on next birthday
72

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Exact age today for someone born in 1955

Your age in 2026 depends on whether your birthday has passed: 2026 − 1955 = 71, minus one until your birthday. Here is the exact age on September 29, 2026 for birthdays spread through 1955:

Exact age on September 29, 2026
Born onAgeTotal days
January 1, 195571 years, 8 months, 28 days26,204
April 1, 195571 years, 5 months, 28 days26,114
July 1, 195571 years, 2 months, 28 days26,023
October 1, 195570 years, 11 months, 28 days25,931
December 31, 195570 years, 8 months, 29 days25,840

Key facts for the 1955 birth year

FactBorn in 1955
Age turned in 202671
Generation (Pew Research Center)Baby Boomers (1946–1964)
Social Security full retirement age66 and 2 months (66 if born January 1)
Year full retirement age is reached2021 (Jan–Oct births) / 2022
Earliest Social Security benefits (age 62)2017
Medicare eligibility (age 65)2020
RMD starting age73
Chinese zodiacGoat (Horse if born before Lunar New Year)
Leap yearNo (365 days)
January 1, 1955 was aSaturday
Turns 100 in2055

How old you'll be in the next few years

Ages for people born in 1955
YearAge you turnAge before your birthday
20267170
20277271
20287372
20297473
20307574
20317675
Milestone years for people born in 1955
AgeMilestoneYear
18Eligible to vote (26th Amendment)1973
62Earliest reduced Social Security retirement benefits2017
65Medicare eligibility2020
66 and 2 monthsSocial Security full retirement age2021–2022
73Required minimum distributions begin2028
100Centenarian2055

Social Security full retirement age for 1955

Federal law ties full retirement age to the year you reach 62. For people born in 1955 it is 66 and 2 months, which you reached in 2021 if you were born January–October, or 2022 if you were born November–December. Claiming at 62, in 2017, permanently reduces the monthly benefit; waiting past full retirement age increases it. Social Security considers you to reach an age on the day before your birthday, so if you were born on January 1, 1955, you are treated as born in 1954 and your full retirement age is 66.

To see how claiming age fits with your savings, try the retirement calculator.

Medicare and required minimum distributions

Medicare eligibility for most people starts at 65, so people born in 1955 reached Medicare age in 2020. The Initial Enrollment Period generally opens 3 months before your 65th-birthday month and closes 3 months after it.

Under IRS regulations implementing the SECURE and SECURE 2.0 Acts, the required minimum distribution age for people born in 1955 is 73, reached in 2028. The first distribution can be postponed to April 1 of the next year, but then two are due that year.

What generation is 1955?

Pew Research Center places people born in 1955 in the Baby Boom generation (1946–1964). In 2026, the generation spans ages 62 to 80.

Chinese zodiac and leap year

The lunar year that started in 1955 was the Year of the Goat. Lunar New Year falls in late January or February, so if you were born in January or early February 1955, check that year's Lunar New Year date: you may be a Horse instead. 1955 was not a leap year; it had 365 days. It began on a Saturday.

Other birth years

Born in 1953 · Born in 1954 · Born in 1956 · Born in 1957 · All birth years (1940–2010)

Frequently asked questions

How old is someone born in 1955?

Someone born in 1955 turns 71 in 2026, so they are 70 until their birthday and 71 after it. On September 29, 2026, a person born January 1, 1955 is 71 years, 8 months, 28 days old, while someone born December 31, 1955 is 70 years, 8 months, 29 days old. Enter an exact birth date in the calculator above for your own age.

What generation is someone born in 1955?

People born in 1955 belong to the Baby Boom generation (Baby Boomers), which Pew Research Center defines as born 1946–1964. In 2026, members of this generation turn 62 to 80.

When can someone born in 1955 get full Social Security retirement benefits?

The full retirement age for people born in 1955 is 66 and 2 months, reached in 2021 if you were born January–October, or 2022 if you were born November–December. Reduced benefits can start as early as 62, in 2017. If your birthday is January 1, 1955, Social Security uses the 1954 rule, so your full retirement age is 66.

When is someone born in 1955 eligible for Medicare?

Most people born in 1955 became eligible for Medicare when they turned 65 in 2020. The initial window to sign up for Part A and Part B generally runs from 3 months before the month you turn 65 to 3 months after it, according to Medicare.gov. You may qualify earlier if you have a disability, End-Stage Renal Disease or ALS.

When do required minimum distributions start for someone born in 1955?

Under IRS regulations, the RMD starting age for people born in 1955 is 73, reached in 2028. The first RMD can be delayed until April 1 of the following year. Roth IRAs have no RMDs during the owner's lifetime.

What Chinese zodiac animal is 1955?

The lunar year that began in 1955 is the Year of the Goat. The Chinese zodiac follows the lunar calendar, whose new year falls in late January or February, so people born in January or early February 1955, before Lunar New Year, belong to the previous year's animal, the Horse. Check the Lunar New Year date for 1955 if your birthday is early in the year.

Was 1955 a leap year?

No. 1955 had 365 days because it is not divisible by 4; the nearest leap years were 1952 and 1956. 1955 began on a Saturday and ended on a Saturday too, as every 365-day year does.

Sources

  1. Generations (birth-year definitions) — Pew Research Center
  2. 42 U.S. Code § 416(l) — Retirement age — Cornell Law School LII
  3. When can I sign up for Medicare? — Medicare.gov
  4. Required Minimum Distributions; Final Rule (T.D. 10001) — IRS / Federal Register
  5. Retirement plan and IRA required minimum distributions FAQs — IRS
  6. 20 CFR § 404.102 — How age is determined — Cornell Law School LII

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