South Dakota Income Tax Calculator

South Dakota has no state income tax on wages, so residents pay only federal income tax plus Social Security and Medicare. A single filer earning $75,000 pays about $7,670 in 2026 federal income tax and $5,738 in FICA, keeping $61,593.

South Dakota Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + South Dakota)

$7,670

10.2% effective rate on $75,000 of income: $7,670 federal + $0 South Dakota

Federal income tax

$7,670

South Dakota income tax

$0

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

22%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 82.1%Federal income tax: 10.2%Social Security & Medicare: 7.6%$61,593after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
South Dakota income tax
$0 (0%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$13,408 (17.9%)
Income after taxes
$61,593 (82.1%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

South Dakota income tax

South Dakota does not tax wages or salaries, so your state income tax is $0.

See South Dakota’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

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Does South Dakota have a state income tax?

No. South Dakota does not tax wages or salaries, so no state income tax is withheld from your pay and your only income taxes are federal. Here is what our 2026 data notes:

  • South Dakota has no individual income tax on wages, salaries or investment income. The Department of Revenue says it 'is one of seven states that does not impose a state income tax.'
  • South Dakota also has no corporate income tax, inheritance tax or estate tax.

Federal taxes for South Dakota residents in 2026

Estimated 2026 federal income tax and FICA for a single filer with wage income and the standard deduction:

Federal taxes on wages in South Dakota, 2026 (single filer)
WagesFederal income taxSocial Security & MedicareIncome after taxesTotal tax rate
$40,000$2,620$3,060$34,32014.2%
$60,000$5,020$4,590$50,39016%
$80,000$8,770$6,120$65,11018.6%
$100,000$13,170$7,650$79,18020.8%
$150,000$24,734$11,475$113,79124.1%
$250,000$51,304$15,514$183,18226.7%

Federal income tax uses the same 2026 brackets everywhere; see the federal bracket table. At $100,000 of wages a single filer’s marginal rate is 22%, with no state tax on top.

How South Dakota compares with neighboring states

On a $75,000 salary, a single filer pays $0 in South Dakota income tax, tied for the lowest among the 50 states and DC. The median across all of them is $2,588.

South Dakota vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
South Dakota$00%No wage tax1 of 51
Wyoming$00%No wage tax1 of 51
North Dakota$1820.24%0%–2.5%10 of 51
Iowa$2,1982.93%Flat 3.8%16 of 51
Nebraska$2,5333.38%2.46%–4.55%24 of 51
Montana$2,8773.84%4.7%–5.65%33 of 51
Minnesota$3,5774.77%5.35%–9.85%48 of 51

Compare South Dakota with Iowa, Minnesota, Montana, North Dakota, Nebraska and Wyoming.

Other taxes to budget for in South Dakota

Without a tax on wages, the taxes that shape your budget in South Dakota are the ones on what you buy and own. Look up sales tax rates with our sales tax calculator, and include property taxes and insurance when you estimate a home payment with the mortgage calculator. Our 2026 data shows no local income taxes in South Dakota.

Among South Dakota’s neighbors, North Dakota, Iowa, Nebraska, Montana and Minnesota tax wages; on a $75,000 salary that costs a single filer up to $3,577 a year.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

Does South Dakota have a state income tax in 2026?

No. South Dakota does not tax wages or salaries in 2026, so there is no state income tax withheld from your paycheck. You still pay federal income tax plus Social Security and Medicare, which this calculator estimates. A single filer earning $75,000 in South Dakota pays about $7,670 in federal income tax and $5,738 in FICA.

How much federal tax will I pay on $75,000 in South Dakota?

About $7,670 of federal income tax for a single filer with $75,000 in wages and the standard deduction, an effective rate of 10.2%. Social Security and Medicare add $5,738, so you keep about $61,593. A married couple earning $150,000 and filing jointly would owe about $15,340 in federal income tax.

Do South Dakota residents pay Social Security and Medicare tax?

Yes. Social Security and Medicare (FICA) are federal payroll taxes, so they apply in every state. For 2026 employees pay 6.2% for Social Security on wages up to $184,500 and 1.45% for Medicare on all wages, plus an extra 0.9% on wages above $200,000 ($250,000 for joint filers). Self-employed people pay both halves through self-employment tax.

Do South Dakota cities or counties have income taxes?

No. Our 2026 data shows no local income taxes in South Dakota, so wages are subject only to federal income tax, Social Security and Medicare. Other state and local taxes, such as sales and property taxes, still apply and can be significant for your budget.

How much do I save living in South Dakota instead of a neighboring state?

On a $75,000 salary, a single filer would pay about $3,577 a year in Minnesota income tax, compared with $0 in South Dakota. Income tax is only part of the cost of living, though: sales taxes, property taxes and housing costs differ too, so compare the full picture before moving.

More South Dakota calculators

Sources

  1. South Dakota Department of Revenue - Individual Taxes
  2. Tax Foundation - State Individual Income Tax Rates and Brackets, 2026
  3. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.