Maine income tax in 2026
Maine has a graduated income tax with rates from 5.8% to 9.15% for single filers, spread across 4 brackets. Traditional 401(k) contributions lower your Maine taxable income as well as your federal taxable income. Maine then subtracts its own standard deduction of $15,700 for single filers ($31,400 married filing jointly). Personal exemptions: $5,300 single, $10,600 married filing jointly. Tax credits subtracted from the tax: $305 per dependent.
| Taxable income (single) | Rate |
|---|---|
| $0 – $27,400 | 5.8% |
| $27,400 – $64,850 | 6.75% |
| $64,850 – $1,000,000 | 7.15% |
| Over $1,000,000 | 9.15% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 – $54,850 | 5.8% |
| $54,850 – $129,750 | 6.75% |
| $129,750 – $1,500,000 | 7.15% |
| Over $1,500,000 | 9.15% |
Maine rules and notes
- New for 2026: a 2% surcharge on Maine taxable income above $1,000,000 (single), $750,000 (MFS) or $1,500,000 (joint/HOH), enacted in the 2026 supplemental budget. It is shown here as a 9.15% top bracket (7.15% + 2%).
- The 2026 brackets are inflation-indexed. Standard deduction is $15,700 single/MFS, $23,550 HOH, $31,400 joint (MRS revised schedule, May 20, 2026, after Maine conformed to the higher standard deduction). Extra for 65+/blind: $2,050 unmarried, $1,650 married.
- Standard (or itemized) deduction phases out for Maine AGI over $102,250 single/MFS (gone at $177,250), $153,400 HOH (gone at $265,900) and $204,550 joint (gone at $354,550).
- Personal exemption is $5,300 per taxpayer/spouse. It phases out over $125,000 of Maine AGI ($62,500 MFS) above $341,000 single, $375,050 HOH, $409,150 joint or $204,575 MFS.
- Dependents get a refundable dependent exemption tax credit, not a deduction: $305 per dependent ($610 under age 6) in 2025. It phases out by $20 per $500 of AGI over $100,000 single, $125,000 HOH, $150,000 joint or $75,000 MFS. The 2026 inflation-adjusted credit had not been published and may be slightly higher.
- Maine decoupled from the federal tips, overtime, senior and car-loan-interest deductions. The pension income deduction is up to $49,824 for 2026 (per the 2026 1040ES-ME).
Maine take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Maine income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Maine income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,102 | $33,218 | $1,277.62 |
| $50,000 | $3,820 | $3,825 | $1,697 | $40,658 | $1,563.76 |
| $60,000 | $5,020 | $4,590 | $2,372 | $48,018 | $1,846.84 |
| $75,000 | $7,670 | $5,738 | $3,385 | $58,208 | $2,238.76 |
| $100,000 | $13,170 | $7,650 | $5,129 | $74,051 | $2,848.12 |
| $150,000 | $24,734 | $11,475 | $9,418 | $104,373 | $4,014.33 |
Hourly wages after taxes in Maine
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $512.65 | $1,025.29 | $26,658 | $12.82 |
| $20.00 | $41,600 | $661.75 | $1,323.49 | $34,411 | $16.54 |
| $25.00 | $52,000 | $810.19 | $1,620.38 | $42,130 | $20.25 |
| $30.00 | $62,400 | $957.39 | $1,914.78 | $49,784 | $23.93 |
Maine vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Maine. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Maine ranks #40 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Maine |
|---|---|---|---|---|
| Maine | $3,385 | $58,208 | $2,238.76 | — |
| New Hampshire | None | $61,593 | $2,368.94 | +$3,385 |
Neighboring state calculators: New Hampshire. See all 50 states and DC on the national paycheck calculator.
How your Maine paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Maine income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Maine?
A single filer earning $75,000 in Maine takes home about $58,208 a year in 2026, or $2,238.76 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $3,385 of Maine income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Maine have a state income tax?
Yes. Maine has a graduated income tax with rates from 5.8% to 9.15% for single filers in 2026. On a $75,000 salary, that works out to about $3,385 a year, or $130.18 per bi-weekly paycheck, an effective state rate of 4.51% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Maine?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Maine income tax, a single filer in Maine takes home about $34,411 a year, or $1,323.49 per bi-weekly paycheck, about $16.54 per hour worked.
How does take-home pay in Maine compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $58,208 a year in Maine. New Hampshire is $3,385 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax. Across all 50 states and DC, take-home pay on this salary ranges from $56,538 to $61,593.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.