Maryland income tax in 2026
Maryland has a graduated income tax with rates from 2% to 6.5% for single filers, spread across 10 brackets. Traditional 401(k) contributions lower your Maryland taxable income as well as your federal taxable income. Maryland then subtracts its own standard deduction of $3,400 for single filers ($6,850 married filing jointly). Personal exemptions: $3,200 single, $6,400 married filing jointly, $3,200 per dependent.
| Taxable income (single) | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $150,000 | 4.75% |
| $150,000 – $175,000 | 5% |
| $175,000 – $225,000 | 5.25% |
| $225,000 – $300,000 | 5.5% |
| $300,000 – $600,000 | 5.75% |
| $600,000 – $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
Local income taxes: All 23 counties and Baltimore City levy a local income tax on Maryland taxable income, paid on the state return. 2026 rates range from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Most jurisdictions, including Baltimore City, Montgomery, Prince George's, Baltimore County and Howard, are 3.20%. Anne Arundel (2.70%-3.20%) and Frederick (2.25%-3.20%) use graduated local rates. Nonresidents instead pay a special nonresident tax of 2.25%. These are not included in the calculator.
Maryland rules and notes
Some 2026 Maryland figures are projections or awaiting official publication; the notes below explain which.
- State rate schedules for 2026 are unchanged from 2025: the Budget Reconciliation and Financing Act of 2025 (Ch. 604) capped the 5.75% bracket and added 6.25% and 6.50% brackets (over $500,000/$1,000,000 single; over $600,000/$1,200,000 joint/HOH), effective tax year 2025.
- Schedule I applies to single, married filing separately and dependent filers; Schedule II applies to married filing jointly, head of household and qualifying surviving spouse.
- Standard deduction: the 2025 Act replaced the old 15%-of-income formula with a flat $3,350 ($6,700 joint/HOH/QSS) for 2025, indexed for inflation from 2026 (increase rounded down to a multiple of $50). The Comptroller's 2026 withholding guide and Form MW507 use $3,400. The Comptroller had not published the 2026 joint/HOH amount; $6,850 is computed from the statutory COLA (chained CPI +2.42%), so treat it as an estimate. The 2026 estimated-tax worksheet still shows $3,350/$6,700.
- Personal exemption is $3,200 each for taxpayer, spouse and each dependent (doubled for dependents 65+), plus $1,000 more for a taxpayer/spouse who is 65+ or blind. It phases out with federal AGI. Single/MFS: $1,600 at $100,001-$125,000, $800 at $125,001-$150,000, $0 above $150,000. Joint/HOH: $1,600 at $150,001-$175,000, $800 at $175,001-$200,000, $0 above $200,000.
- Starting in 2025, itemized deductions are reduced by 7.5% of federal AGI over $200,000 ($100,000 if married filing separately).
- Starting in 2025, an additional 2% tax applies to net capital gains for taxpayers with federal AGI over $350,000 (some assets are excluded). This is not included in the brackets.
- HB 411 (2026 session), which would have raised the 2026 standard deduction to $4,100/$8,200, was not enacted.
- County/Baltimore City income tax (about 2.25%-3.30% of Maryland taxable income) is due on top of the state tax.
Maryland take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Maryland income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Maryland income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,534 | $32,786 | $1,261.00 |
| $50,000 | $3,820 | $3,825 | $2,009 | $40,346 | $1,551.77 |
| $60,000 | $5,020 | $4,590 | $2,484 | $47,906 | $1,842.54 |
| $75,000 | $7,670 | $5,738 | $3,197 | $58,396 | $2,246.00 |
| $100,000 | $13,170 | $7,650 | $4,384 | $74,796 | $2,876.77 |
| $150,000 | $24,734 | $11,475 | $7,040 | $106,752 | $4,105.83 |
Hourly wages after taxes in Maryland
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $502.56 | $1,005.12 | $26,133 | $12.56 |
| $20.00 | $41,600 | $653.76 | $1,307.52 | $33,996 | $16.34 |
| $25.00 | $52,000 | $804.96 | $1,609.92 | $41,858 | $20.12 |
| $30.00 | $62,400 | $956.16 | $1,912.32 | $49,720 | $23.90 |
Maryland vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Maryland. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Maryland ranks #39 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Maryland |
|---|---|---|---|---|
| Maryland | $3,197 | $58,396 | $2,246.00 | — |
| Pennsylvania | $2,303 | $59,290 | $2,280.38 | +$894 |
| West Virginia | $2,546 | $59,047 | $2,271.02 | +$651 |
| Virginia | $3,498 | $58,094 | $2,234.39 | −$302 |
| District of Columbia | $3,500 | $58,093 | $2,234.33 | −$304 |
| Delaware | $3,609 | $57,984 | $2,230.13 | −$413 |
Neighboring state calculators: Pennsylvania, West Virginia, Virginia, District of Columbia, Delaware. See all 50 states and DC on the national paycheck calculator.
How your Maryland paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Maryland income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Maryland?
A single filer earning $75,000 in Maryland takes home about $58,396 a year in 2026, or $2,246.00 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $3,197 of Maryland income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Maryland have a state income tax?
Yes. Maryland has a graduated income tax with rates from 2% to 6.5% for single filers in 2026. On a $75,000 salary, that works out to about $3,197 a year, or $122.94 per bi-weekly paycheck, an effective state rate of 4.26% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Maryland?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Maryland income tax, a single filer in Maryland takes home about $33,996 a year, or $1,307.52 per bi-weekly paycheck, about $16.34 per hour worked.
Are there local income taxes in Maryland?
All 23 counties and Baltimore City levy a local income tax on Maryland taxable income, paid on the state return. 2026 rates range from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Most jurisdictions, including Baltimore City, Montgomery, Prince George's, Baltimore County and Howard, are 3.20%. Anne Arundel (2.70%-3.20%) and Frederick (2.25%-3.20%) use graduated local rates. Other local rules are listed on this page. This calculator doesn’t include local taxes, so subtract them from the estimate if they apply where you live or work.
How does take-home pay in Maryland compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $58,396 a year in Maryland. In neighboring states it ranges from $57,984 to $59,290; Pennsylvania (the highest nearby) is $894 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.