Virginia income tax in 2026
Virginia has a graduated income tax with rates from 2% to 5.75% for single filers, spread across 4 brackets. Traditional 401(k) contributions lower your Virginia taxable income as well as your federal taxable income. Virginia then subtracts its own standard deduction of $8,750 for single filers ($17,500 married filing jointly). Personal exemptions: $930 single, $1,860 married filing jointly, $930 per dependent.
| Taxable income (all filers) | Rate |
|---|---|
| $0 – $3,000 | 2% |
| $3,000 – $5,000 | 3% |
| $5,000 – $17,000 | 5% |
| Over $17,000 | 5.75% |
Virginia rules and notes
- One rate schedule for all filing statuses: 2% up to $3,000, 3% to $5,000, 5% to $17,000, and 5.75% above $17,000 (Va. Code 58.1-320; also on the 2026 Form 760ES). The bracket amounts are not indexed.
- Standard deduction for taxable years 2025 and 2026: $8,750 single (including head of household) and MFS, and $17,500 married filing jointly (Va. Code 58.1-322.03). Under current law it rises to $9,200/$18,400 in 2027 and $9,300/$18,600 in 2028-2029. Anyone who itemizes federally must itemize for Virginia too.
- Personal exemption: $930 each for the taxpayer, spouse and each dependent, plus $800 more for each taxpayer or spouse who is 65+ or blind.
- Taxpayers 65+ may get an age deduction of up to $12,000 each. For those born after Jan. 1, 1939 it is reduced $1 for each $1 of adjusted federal AGI (federal AGI minus taxable Social Security) over $50,000 single/HOH or $75,000 married (combined AFAGI; married filing separately is modeled assuming equal spouse incomes). Virginia also offers low-income and earned income credits.
- Virginia has no local income taxes.
Virginia take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Virginia income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Virginia income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,486 | $32,834 | $1,262.85 |
| $50,000 | $3,820 | $3,825 | $2,061 | $40,294 | $1,549.77 |
| $60,000 | $5,020 | $4,590 | $2,636 | $47,754 | $1,836.70 |
| $75,000 | $7,670 | $5,738 | $3,498 | $58,094 | $2,234.39 |
| $100,000 | $13,170 | $7,650 | $4,936 | $74,244 | $2,855.54 |
| $150,000 | $24,734 | $11,475 | $7,811 | $105,980 | $4,076.16 |
Hourly wages after taxes in Virginia
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $505.18 | $1,010.36 | $26,269 | $12.63 |
| $20.00 | $41,600 | $654.38 | $1,308.76 | $34,028 | $16.36 |
| $25.00 | $52,000 | $803.58 | $1,607.16 | $41,786 | $20.09 |
| $30.00 | $62,400 | $952.78 | $1,905.56 | $49,545 | $23.82 |
Virginia vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Virginia. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Virginia ranks #44 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Virginia |
|---|---|---|---|---|
| Virginia | $3,498 | $58,094 | $2,234.39 | — |
| Tennessee | None | $61,593 | $2,368.94 | +$3,498 |
| North Carolina | $2,484 | $59,109 | $2,273.41 | +$1,015 |
| Kentucky | $2,507 | $59,085 | $2,272.50 | +$991 |
| West Virginia | $2,546 | $59,047 | $2,271.02 | +$953 |
| Maryland | $3,197 | $58,396 | $2,246.00 | +$302 |
| District of Columbia | $3,500 | $58,093 | $2,234.33 | −$2 |
Neighboring state calculators: Tennessee, North Carolina, Kentucky, West Virginia, Maryland, District of Columbia. See all 50 states and DC on the national paycheck calculator.
How your Virginia paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Virginia income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Virginia?
A single filer earning $75,000 in Virginia takes home about $58,094 a year in 2026, or $2,234.39 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $3,498 of Virginia income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Virginia have a state income tax?
Yes. Virginia has a graduated income tax with rates from 2% to 5.75% for single filers in 2026. On a $75,000 salary, that works out to about $3,498 a year, or $134.55 per bi-weekly paycheck, an effective state rate of 4.66% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Virginia?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Virginia income tax, a single filer in Virginia takes home about $34,028 a year, or $1,308.76 per bi-weekly paycheck, about $16.36 per hour worked.
How does take-home pay in Virginia compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $58,094 a year in Virginia. In neighboring states it ranges from $58,093 to $61,593; Tennessee (the highest nearby) is $3,498 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.