Mississippi income tax in 2026
Mississippi has a flat 4% income tax on taxable income above $10,000. Traditional 401(k) contributions lower your Mississippi taxable income as well as your federal taxable income. Mississippi then subtracts its own standard deduction of $2,300 for single filers ($4,600 married filing jointly). Personal exemptions: $6,000 single, $12,000 married filing jointly, $1,500 per dependent.
| Taxable income (all filers) | Rate |
|---|---|
| $0 – $10,000 | 0% |
| Over $10,000 | 4% |
Mississippi rules and notes
- For tax year 2026 the first $10,000 of taxable income is taxed at 0% and the excess at 4.0%, down from 4.4% in 2025.
- HB 1 (2025) continues the cuts: 3.75% in 2027, falling to 3.0% by 2030, with further revenue-triggered cuts possible from 2031.
- Married couples filing a combined return may compute tax separately for each spouse and add the results, so each spouse with income gets their own $10,000 at 0%. That can save up to $400 compared with the single $10,000 zero bracket shown for married filing jointly.
- Exemptions: $6,000 single, $12,000 married, $8,000 head of family; $1,500 per dependent and an extra $1,500 for each taxpayer/spouse who is 65+ or blind. The head-of-family filer also claims $1,500 for the qualifying dependent ($9,500 total with one dependent, Form 80-100 instructions).
- Social Security and qualified retirement income are exempt from Mississippi income tax.
Mississippi take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Mississippi income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Mississippi income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $868 | $33,452 | $1,286.62 |
| $50,000 | $3,820 | $3,825 | $1,268 | $41,087 | $1,580.27 |
| $60,000 | $5,020 | $4,590 | $1,668 | $48,722 | $1,873.92 |
| $75,000 | $7,670 | $5,738 | $2,268 | $59,325 | $2,281.71 |
| $100,000 | $13,170 | $7,650 | $3,268 | $75,912 | $2,919.69 |
| $150,000 | $24,734 | $11,475 | $5,268 | $108,523 | $4,173.96 |
Hourly wages after taxes in Mississippi
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $514.10 | $1,028.20 | $26,733 | $12.85 |
| $20.00 | $41,600 | $666.80 | $1,333.60 | $34,674 | $16.67 |
| $25.00 | $52,000 | $819.50 | $1,639.00 | $42,614 | $20.49 |
| $30.00 | $62,400 | $972.20 | $1,944.40 | $50,554 | $24.31 |
Mississippi vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Mississippi. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Mississippi ranks #17 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Mississippi |
|---|---|---|---|---|
| Mississippi | $2,268 | $59,325 | $2,281.71 | — |
| Tennessee | None | $61,593 | $2,368.94 | +$2,268 |
| Louisiana | $1,864 | $59,729 | $2,297.26 | +$404 |
| Arkansas | $2,287 | $59,305 | $2,280.96 | −$19 |
| Alabama | $3,127 | $58,466 | $2,248.69 | −$859 |
Neighboring state calculators: Tennessee, Louisiana, Arkansas, Alabama. See all 50 states and DC on the national paycheck calculator.
How your Mississippi paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Mississippi income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Mississippi?
A single filer earning $75,000 in Mississippi takes home about $59,325 a year in 2026, or $2,281.71 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,268 of Mississippi income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Mississippi have a state income tax?
Yes. Mississippi has a flat 4% income tax on taxable income above $10,000 in 2026. On a $75,000 salary, that works out to about $2,268 a year, or $87.23 per bi-weekly paycheck, an effective state rate of 3.02% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Mississippi?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Mississippi income tax, a single filer in Mississippi takes home about $34,674 a year, or $1,333.60 per bi-weekly paycheck, about $16.67 per hour worked.
How does take-home pay in Mississippi compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $59,325 a year in Mississippi. In neighboring states it ranges from $58,466 to $61,593; Tennessee (the highest nearby) is $2,268 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.