Mississippi Income Tax Calculator

A single filer earning $75,000 in wages pays about $2,268 in Mississippi income tax for 2026 (3.02% of income) plus $7,670 in federal income tax. Mississippi has a flat 4% rate; enter your own income below for your 2026 state and federal estimate.

Mississippi Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + Mississippi)

$9,938

13.3% effective rate on $75,000 of income: $7,670 federal + $2,268 Mississippi

Federal income tax

$7,670

Mississippi income tax

$2,268

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

26%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 79.1%Federal income tax: 10.2%Mississippi income tax: 3.0%Social Security & Medicare: 7.6%$59,325after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
Mississippi income tax
$2,268 (3%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$15,676 (20.9%)
Income after taxes
$59,325 (79.1%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

Mississippi income tax

Mississippi taxable income (estimate)
$66,700
Mississippi income tax
$2,268
State effective rate
3.02%
State marginal rate
4%

See Mississippi’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

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Mississippi income tax rates for 2026

Mississippi has a flat 4% rate. Rates apply to Mississippi taxable income: federal adjusted gross income minus Mississippi’s own deductions and exemptions.

Mississippi 2026 income tax brackets (taxable income)
RateSingleMarried filing jointly
0%$0 – $10,000$0 – $10,000
4%Over $10,000Over $10,000

Mississippi standard deduction and exemptions

Mississippi 2026 deductions, exemptions and credits
ItemSingleMarried filing jointly
Standard deduction$2,300$4,600
Personal exemption$6,000$12,000
Exemption per dependent$1,500$1,500

Deductions and exemptions reduce the income Mississippi taxes; credits reduce the tax itself. The head-of-household standard deduction is $3,400.

How much Mississippi income tax will I pay?

Estimated 2026 tax for a single filer with wage income, the standard deduction and no dependents:

Mississippi and federal income tax by salary, 2026 (single filer)
WagesMississippi taxState effective rateFederal income taxTotal income taxCombined rate
$40,000$8682.17%$2,620$3,4888.7%
$60,000$1,6682.78%$5,020$6,68811.1%
$80,000$2,4683.09%$8,770$11,23814%
$100,000$3,2683.27%$13,170$16,43816.4%
$150,000$5,2683.51%$24,734$30,00220%
$250,000$9,2683.71%$51,304$60,57224.2%

At $100,000, for example, Mississippi takes about $3,268 and the combined income tax bill is $16,438. Your marginal rate on the next dollar at that income is 26% (22% federal + 4% Mississippi). These estimates apply Mississippi’s brackets, standard deduction, exemptions and credits from our data; local taxes and rules the notes below mark as not modeled are left out.

How Mississippi compares with neighboring states

On a $75,000 salary, a single filer pays $2,268 in Mississippi income tax, the 17th-lowest among the 50 states and DC. The median across all of them is $2,588.

Mississippi vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
Tennessee$00%No wage tax1 of 51
Louisiana$1,8642.49%Flat 3%13 of 51
Mississippi$2,2683.02%Flat 4%17 of 51
Arkansas$2,2873.05%0%–3.7%18 of 51
Alabama$3,1274.17%2%–5%38 of 51

Compare Mississippi with Alabama, Arkansas, Louisiana and Tennessee.

Mississippi tax rules to know

Key points from our 2026 Mississippi data, compiled from the official sources listed at the end of this page:

  • For tax year 2026 the first $10,000 of taxable income is taxed at 0% and the excess at 4.0%, down from 4.4% in 2025.
  • HB 1 (2025) continues the cuts: 3.75% in 2027, falling to 3.0% by 2030, with further revenue-triggered cuts possible from 2031.
  • Married couples filing a combined return may compute tax separately for each spouse and add the results, so each spouse with income gets their own $10,000 at 0%. That can save up to $400 compared with the single $10,000 zero bracket in the joint schedule.
  • Exemptions: $6,000 single, $12,000 married, $8,000 head of family; $1,500 per dependent and an extra $1,500 for each taxpayer/spouse who is 65+ or blind. The head-of-family filer also claims $1,500 for the qualifying dependent ($9,500 total with one dependent, Form 80-100 instructions).
  • Social Security and qualified retirement income are exempt from Mississippi income tax.

Local income tax: none. Cities and counties in Mississippi do not levy their own income tax in our 2026 data.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

What is the Mississippi income tax rate for 2026?

Mississippi has a flat 4% rate for 2026. Because the rate applies to taxable income after deductions and exemptions, the share of total income you pay is lower: about 3.02% for a single filer earning $75,000. At $100,000 of wages, a single filer would owe about $3,268 in Mississippi income tax.

How much is Mississippi income tax on $75,000?

A single filer with $75,000 in wages owes about $2,268 in Mississippi income tax for 2026, based on Mississippi taxable income of about $66,700. Federal income tax adds $7,670 and Social Security and Medicare $5,738, leaving about $59,325. A married couple earning $150,000 would owe about $4,936 in state tax.

What is the Mississippi standard deduction for 2026?

In our 2026 data, the Mississippi standard deduction is $2,300 for single filers and $4,600 for married couples filing jointly ($3,400 for heads of household). A personal exemption of $6,000 per filer also reduces taxable income. For a single filer earning $75,000, Mississippi taxable income works out to about $66,700 in our estimate. See the rules section on this page for income limits and other details.

Does Mississippi have local income taxes?

No. Our 2026 data shows no local (city or county) income taxes in Mississippi, so the state and federal income tax estimated here, plus Social Security and Medicare, cover the income taxes on your wages. A single filer earning $75,000 pays about $9,938 in combined federal and Mississippi income tax.

How does Mississippi income tax compare with nearby states?

On a $75,000 salary, a single filer pays about $2,268 in Mississippi income tax, the 17th-lowest among the 50 states and DC. Among neighbors, Tennessee would take $0 and Alabama $3,127. The national median is $2,588. Income tax is only one part of the picture; sales and property taxes also differ by state.

Is this Mississippi tax estimate exact?

It is an estimate. We apply Mississippi’s 2026 brackets, standard deduction, exemptions and credits to your income, starting from federal adjusted gross income. We do not model every Mississippi subtraction, credit or phase-out, and federal figures leave out the AMT and the QBI deduction. Use it for planning and check your actual return or Mississippi’s tax agency for final numbers.

More Mississippi calculators

Sources

  1. Mississippi DOR - Pub 89-700, Withholding Income Tax Tables and Employer Instructions (tax year 2026 rates, exemptions and standard deductions)
  2. Mississippi DOR - Individual Income Tax Rates, Exemptions and Deductions
  3. ITEP - Analysis of Mississippi HB 1 (2025) rate phase-down
  4. Tax Foundation - State Individual Income Tax Rates and Brackets, 2026
  5. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.