Utah income tax in 2026
Utah has a flat 4.45% income tax. Traditional 401(k) contributions lower your Utah taxable income as well as your federal taxable income. Tax credits subtracted from the tax: $966 single, $1,932 married filing jointly, $127 per dependent.
Utah rules and notes
Some 2026 Utah figures are projections or awaiting official publication; the notes below explain which.
- Flat rate of 4.45% for tax year 2026, down from 4.5% in 2025 (Utah Code 59-10-104, amended by Chapter 250, 2026 General Session, effective 1/1/2026). Publication 14 (Rev. 04/26) withholding schedules also use 4.45%.
- Utah allows no standard deduction or personal exemption deduction. It gives a nonrefundable taxpayer tax credit instead: 6% of the federal standard deduction (or of federal itemized deductions minus state income tax), plus 6% of the Utah personal exemption for each qualifying dependent (Utah Code 59-10-1018).
- With the 2026 federal standard deduction, the maximum credit is $966 single/MFS (6% x $16,100), $1,449 head of household (6% x $24,150) and $1,932 married filing jointly (6% x $32,200). The dependent amount ($127) is 6% of the 2025 Utah personal exemption of $2,111. The 2026 indexed exemption had not been published.
- The taxpayer credit phases out by 1.3 cents per dollar of Utah taxable income above a base amount. The 2025 base amounts were $18,213 single/MFS, $27,320 head of household and $36,426 married filing jointly, and they are indexed for 2026.
- Utah also has separate nonrefundable credits, including those for Social Security benefits and retirement income (income-tested) and a child tax credit.
Utah take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Utah income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Utah income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,097 | $33,223 | $1,277.80 |
| $50,000 | $3,820 | $3,825 | $1,672 | $40,683 | $1,564.72 |
| $60,000 | $5,020 | $4,590 | $2,247 | $48,143 | $1,851.64 |
| $75,000 | $7,670 | $5,738 | $3,110 | $58,483 | $2,249.34 |
| $100,000 | $13,170 | $7,650 | $4,450 | $74,730 | $2,874.23 |
| $150,000 | $24,734 | $11,475 | $6,675 | $107,116 | $4,119.85 |
Hourly wages after taxes in Utah
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $512.65 | $1,025.31 | $26,658 | $12.82 |
| $20.00 | $41,600 | $661.85 | $1,323.71 | $34,416 | $16.55 |
| $25.00 | $52,000 | $811.05 | $1,622.11 | $42,175 | $20.28 |
| $30.00 | $62,400 | $960.25 | $1,920.51 | $49,933 | $24.01 |
Utah vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Utah. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Utah ranks #37 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Utah |
|---|---|---|---|---|
| Utah | $3,110 | $58,483 | $2,249.34 | — |
| Nevada | None | $61,593 | $2,368.94 | +$3,110 |
| Wyoming | None | $61,593 | $2,368.94 | +$3,110 |
| Arizona | $1,473 | $60,120 | $2,312.31 | +$1,637 |
| New Mexico | $2,359 | $59,233 | $2,278.20 | +$750 |
| Colorado | $2,592 | $59,001 | $2,269.27 | +$518 |
| Idaho | $2,860 | $58,733 | $2,258.94 | +$250 |
Neighboring state calculators: Nevada, Wyoming, Arizona, New Mexico, Colorado, Idaho. See all 50 states and DC on the national paycheck calculator.
How your Utah paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Utah income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Utah?
A single filer earning $75,000 in Utah takes home about $58,483 a year in 2026, or $2,249.34 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $3,110 of Utah income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Utah have a state income tax?
Yes. Utah has a flat 4.45% income tax in 2026. On a $75,000 salary, that works out to about $3,110 a year, or $119.61 per bi-weekly paycheck, an effective state rate of 4.15% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Utah?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Utah income tax, a single filer in Utah takes home about $34,416 a year, or $1,323.71 per bi-weekly paycheck, about $16.55 per hour worked.
How does take-home pay in Utah compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $58,483 a year in Utah. In neighboring states it ranges from $58,733 to $61,593; Nevada (the highest nearby) is $3,110 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.