Arizona income tax in 2026
Arizona has a flat 2.5% income tax. Traditional 401(k) contributions lower your Arizona taxable income as well as your federal taxable income. Arizona then subtracts its own standard deduction of $16,100 for single filers ($32,200 married filing jointly). Tax credits subtracted from the tax: $125 per dependent.
Arizona rules and notes
Some 2026 Arizona figures are projections or awaiting official publication; the notes below explain which.
- Flat 2.5% rate on Arizona taxable income for all filing statuses (in effect since tax year 2023).
- HB 4168 (signed June 13, 2026) conformed Arizona to the federal One Big Beautiful Bill Act: statutory standard deduction base amounts are $15,750 single/MFS, $23,625 head of household, $31,500 MFJ (retroactive to tax year 2025), and A.R.S. 43-1041(H) indexes them 'in the same manner' as the federal basic standard deduction. The 2026 values shown ($16,100 / $32,200 / $24,150) equal the 2026 federal amounts; ADOR had not yet published a separate 2026 figure when this was compiled (medium confidence).
- Beginning 2026, a taxpayer who takes the standard deduction may increase it by charitable contributions, capped at $1,000 (single/MFS) or $2,000 (MFJ); this replaces the old percentage-based charitable add-on.
- Under HB 4168, Arizona subtracts federal qualified tips (IRC 224), qualified overtime (IRC 225) and the $6,000 enhanced senior deduction starting 2025 (car-loan interest for 2025 only), subject to the federal limits and phase-outs.
- Itemizers: state and local tax (SALT) deduction limited to $10,000 for tax years beginning in 2026.
- Dependent tax credit (not an exemption): $125 per dependent under 17 (raised from $100 for 2026 by HB 4168) and $25 per dependent 17 or older; reduced by 5% for each $1,000 (or fraction) of federal AGI above $200,000 (single/HOH/MFS) or $400,000 (MFJ).
- Arizona also allows separate exemptions for taxpayers 65 or older, blind taxpayers and qualifying parents/ancestors; Social Security is exempt.
Arizona take-home pay by salary
Single filer, paid every two weeks, 2026 rules, standard deduction and no pre-tax deductions; includes Arizona income tax but not local taxes.
| Salary | Federal income tax | Social Security + Medicare | Arizona income tax | Take-home per year | Per bi-weekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $598 | $33,723 | $1,297.02 |
| $50,000 | $3,820 | $3,825 | $848 | $41,508 | $1,596.44 |
| $60,000 | $5,020 | $4,590 | $1,098 | $49,293 | $1,895.87 |
| $75,000 | $7,670 | $5,738 | $1,473 | $60,120 | $2,312.31 |
| $100,000 | $13,170 | $7,650 | $2,098 | $77,083 | $2,964.71 |
| $150,000 | $24,734 | $11,475 | $3,348 | $110,444 | $4,247.83 |
Hourly wages after taxes in Arizona
Full-time (40 hours a week, 2,080 hours a year), no overtime, single filer:
| Hourly wage | Annual pay | Weekly take-home | Bi-weekly take-home | Take-home per year | Take-home per hour |
|---|---|---|---|---|---|
| $15.00 | $31,200 | $516.76 | $1,033.53 | $26,872 | $12.92 |
| $20.00 | $41,600 | $672.46 | $1,344.93 | $34,968 | $16.81 |
| $25.00 | $52,000 | $828.16 | $1,656.33 | $43,065 | $20.70 |
| $30.00 | $62,400 | $983.86 | $1,967.73 | $51,161 | $24.60 |
Arizona vs. neighboring states
Take-home pay on a $75,000 salary (single, bi-weekly), with the difference from Arizona. Federal taxes are identical in every state, so the gaps come from state income tax. On a $75,000 salary, Arizona ranks #11 of 51 (50 states and DC) for take-home pay. Nationally, take-home pay on $75,000 ranges from $56,538 in Oregon to $61,593 in states without a wage tax; the median is $59,005.
| State | State income tax | Take-home per year | Per bi-weekly paycheck | vs. Arizona |
|---|---|---|---|---|
| Arizona | $1,473 | $60,120 | $2,312.31 | — |
| Nevada | None | $61,593 | $2,368.94 | +$1,473 |
| New Mexico | $2,359 | $59,233 | $2,278.20 | −$887 |
| Colorado | $2,592 | $59,001 | $2,269.27 | −$1,119 |
| California | $2,665 | $58,927 | $2,266.44 | −$1,193 |
| Utah | $3,110 | $58,483 | $2,249.34 | −$1,637 |
Neighboring state calculators: Nevada, New Mexico, Colorado, California, Utah. See all 50 states and DC on the national paycheck calculator.
How your Arizona paycheck is calculated
- Gross pay for the year is your salary, or your hourly wage × hours × 52 plus overtime at 1.5×.
- Pre-tax deductions such as a traditional 401(k), health premiums and HSA contributions are subtracted before federal income tax.
- Federal income tax uses the 2026 brackets, your filing status’s standard deduction ($16,100 single) and credits for children and other dependents.
- Social Security and Medicare take 6.2% (up to $184,500 of wages) and 1.45%.
- Arizona income tax is figured on the annual amount using the rules above, then divided across your paychecks.
We divide the annual totals by your number of paychecks, which is how a correctly completed 2026 Form W-4 is designed to withhold. Your employer’s withholding tables may differ by a few dollars per check. For your full-year tax bill, use the income tax calculator.
Frequently asked questions
How much is $75,000 a year after taxes in Arizona?
A single filer earning $75,000 in Arizona takes home about $60,120 a year in 2026, or $2,312.31 per bi-weekly paycheck. That is after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $1,473 of Arizona income tax. Pre-tax 401(k) or health deductions would lower your taxes but also your take-home pay.
Does Arizona have a state income tax?
Yes. Arizona has a flat 2.5% income tax in 2026. On a $75,000 salary, that works out to about $1,473 a year, or $56.63 per bi-weekly paycheck, an effective state rate of 1.96% of gross pay. Employers withhold it from each paycheck along with federal taxes.
How much is $20 an hour after taxes in Arizona?
Full time (40 hours a week), $20 an hour is $41,600 a year. After 2026 federal income tax, Social Security and Medicare and Arizona income tax, a single filer in Arizona takes home about $34,968 a year, or $1,344.93 per bi-weekly paycheck, about $16.81 per hour worked.
How does take-home pay in Arizona compare with nearby states?
On a $75,000 salary (single, bi-weekly), take-home pay is $60,120 a year in Arizona. In neighboring states it ranges from $58,483 to $61,593; Nevada (the highest nearby) is $1,473 higher. Federal taxes are the same everywhere, so the gap comes entirely from state income tax.
How much federal tax comes out of each paycheck on a $75,000 salary?
Federal taxes don’t depend on the state. For a single filer paid every two weeks on $75,000, about $295.00 of federal income tax, $178.85 of Social Security (6.2%) and $41.83 of Medicare (1.45%) come out of each 2026 paycheck, based on the $16,100 standard deduction. Children, pre-tax deductions and W-4 choices change the federal amount.