Utah Income Tax Calculator

A single filer earning $75,000 in wages pays about $3,110 in Utah income tax for 2026 (4.15% of income) plus $7,670 in federal income tax. Utah has a flat 4.45% rate; enter your own income below for your 2026 state and federal estimate.

Utah Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + Utah)

$10,780

14.4% effective rate on $75,000 of income: $7,670 federal + $3,110 Utah

Federal income tax

$7,670

Utah income tax

$3,110

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

27.75%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 78.0%Federal income tax: 10.2%Utah income tax: 4.1%Social Security & Medicare: 7.6%$58,483after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
Utah income tax
$3,110 (4.1%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$16,517 (22%)
Income after taxes
$58,483 (78%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

Utah income tax

Utah taxable income (estimate)
$75,000
Utah income tax
$3,110
State effective rate
4.15%
State marginal rate
5.75%

See Utah’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

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Utah income tax rates for 2026

Utah has a flat 4.45% rate. Rates apply to Utah taxable income: federal adjusted gross income minus Utah’s own deductions and exemptions.

Utah 2026 income tax brackets (taxable income)
RateSingleMarried filing jointly
4.45%All taxable incomeAll taxable income

Utah standard deduction and exemptions

Utah 2026 deductions, exemptions and credits
ItemSingleMarried filing jointly
Personal credit (off the tax)$966$1,932
Credit per dependent (off the tax)$127$127

Deductions and exemptions reduce the income Utah taxes; credits reduce the tax itself.

How much Utah income tax will I pay?

Estimated 2026 tax for a single filer with wage income, the standard deduction and no dependents:

Utah and federal income tax by salary, 2026 (single filer)
WagesUtah taxState effective rateFederal income taxTotal income taxCombined rate
$40,000$1,0972.74%$2,620$3,7179.3%
$60,000$2,2473.75%$5,020$7,26712.1%
$80,000$3,3974.25%$8,770$12,16715.2%
$100,000$4,4504.45%$13,170$17,62017.6%
$150,000$6,6754.45%$24,734$31,40920.9%
$250,000$11,1254.45%$51,304$62,42925%

At $100,000, for example, Utah takes about $4,450 and the combined income tax bill is $17,620. Your marginal rate on the next dollar at that income is 26.45% (22% federal + 4.45% Utah). These estimates apply Utah’s brackets, standard deduction, exemptions and credits from our data, plus the phase-outs and other special rules described below; local taxes and rules the notes below mark as not modeled are left out.

Some Utah figures for 2026 are estimates or projections (see the notes below) and may change when Utah publishes final tables.

How Utah compares with neighboring states

On a $75,000 salary, a single filer pays $3,110 in Utah income tax, the 37th-lowest among the 50 states and DC. The median across all of them is $2,588.

Utah vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
Nevada$00%No wage tax1 of 51
Wyoming$00%No wage tax1 of 51
Arizona$1,4731.96%Flat 2.5%11 of 51
New Mexico$2,3593.15%1.5%–5.9%20 of 51
Colorado$2,5923.46%Flat 4.4%27 of 51
Idaho$2,8603.81%Flat 5.3%32 of 51
Utah$3,1104.15%Flat 4.45%37 of 51

Compare Utah with Arizona, Colorado, Idaho, New Mexico, Nevada and Wyoming.

Utah tax rules to know

Key points from our 2026 Utah data, compiled from the official sources listed at the end of this page:

  • Flat rate of 4.45% for tax year 2026, down from 4.5% in 2025 (Utah Code 59-10-104, amended by Chapter 250, 2026 General Session, effective 1/1/2026). Publication 14 (Rev. 04/26) withholding schedules also use 4.45%.
  • Utah allows no standard deduction or personal exemption deduction. It gives a nonrefundable taxpayer tax credit instead: 6% of the federal standard deduction (or of federal itemized deductions minus state income tax), plus 6% of the Utah personal exemption for each qualifying dependent (Utah Code 59-10-1018).
  • With the 2026 federal standard deduction, the maximum credit is $966 single/MFS (6% x $16,100), $1,449 head of household (6% x $24,150) and $1,932 married filing jointly (6% x $32,200). The dependent amount ($127) is 6% of the 2025 Utah personal exemption of $2,111. The 2026 indexed exemption had not been published.
  • The taxpayer credit phases out by 1.3 cents per dollar of Utah taxable income above a base amount. The 2025 base amounts were $18,213 single/MFS, $27,320 head of household and $36,426 married filing jointly, and they are indexed for 2026. A single filer with no dependents loses the whole credit at about $92,500 of Utah taxable income (using the 2025 base; slightly higher for 2026). personal
  • Utah also has separate nonrefundable credits, including those for Social Security benefits and retirement income (income-tested) and a child tax credit.

Local income tax: none. Cities and counties in Utah do not levy their own income tax in our 2026 data.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

What is the Utah income tax rate for 2026?

Utah has a flat 4.45% rate for 2026. Because the rate applies to taxable income after deductions and exemptions, the share of total income you pay is lower: about 4.15% for a single filer earning $75,000. At $100,000 of wages, a single filer would owe about $4,450 in Utah income tax.

How much is Utah income tax on $75,000?

A single filer with $75,000 in wages owes about $3,110 in Utah income tax for 2026, based on Utah taxable income of about $75,000. Federal income tax adds $7,670 and Social Security and Medicare $5,738, leaving about $58,483. A married couple earning $150,000 would owe about $6,219 in state tax.

What is the Utah standard deduction for 2026?

Utah does not offer a standard deduction in our 2026 data. A personal credit of $966 is subtracted from the tax. For a single filer earning $75,000, Utah taxable income works out to about $75,000 in our estimate. See the rules section on this page for income limits that can reduce these amounts.

Does Utah have local income taxes?

No. Our 2026 data shows no local (city or county) income taxes in Utah, so the state and federal income tax estimated here, plus Social Security and Medicare, cover the income taxes on your wages. A single filer earning $75,000 pays about $10,780 in combined federal and Utah income tax.

How does Utah income tax compare with nearby states?

On a $75,000 salary, a single filer pays about $3,110 in Utah income tax, the 37th-lowest among the 50 states and DC. Among neighbors, Nevada would take $0 and Idaho $2,860. The national median is $2,588. Income tax is only one part of the picture; sales and property taxes also differ by state.

Is this Utah tax estimate exact?

It is an estimate. We apply Utah’s 2026 brackets, standard deduction, exemptions and credits to your income, starting from federal adjusted gross income. We do not model every Utah subtraction, credit or phase-out, and federal figures leave out the AMT and the QBI deduction. Use it for planning and check your actual return or Utah’s tax agency for final numbers.

More Utah calculators

Sources

  1. Utah Code 59-10-104 (tax rate 4.45%, effective 1/1/2026; amended by Ch. 250, 2026 General Session)
  2. Utah Code 59-10-1018 (nonrefundable taxpayer tax credit, effective 1/1/2026)
  3. Utah State Tax Commission - Publication 14, Withholding Tax Guide (Rev. 04/26, 4.45% schedules)
  4. Utah State Tax Commission - Taxpayer Tax Credit (2025 base phase-out amounts and $2,111 personal exemption)
  5. Utah State Tax Commission - Tax Rates (history)
  6. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.