Born in 1963: How Old Are You in 2026?

If you were born in 1963, you are 63 years old in 2026 if you've already had your birthday this year, or 62 if you haven't. Someone born in 1963 is a member of the Baby Boom generation (Pew Research Center: 1946–1964) and reaches Social Security full retirement age at 67.

Born in 1963: How Old Are You in 2026?: inputs and results

Preset to January 1, 1963. Change the month and day to your own birthday.

Defaults to today. Pick another date to see how old you were or will be.

Age

63 years, 8 months, 28 days

On Tuesday, September 29, 2026 · born on a Tuesday

Total months

764

Total weeks

3,326

Total days

23,282

Total hours (approx.)

558,768

Date of birth
Tuesday, January 1, 1963
Day of the week you were born
Tuesday
Next birthday
Friday, January 1, 2027
Days until next birthday
94 days
Age on next birthday
64

Embed

Exact age today for someone born in 1963

Your age in 2026 depends on whether your birthday has passed: 2026 − 1963 = 63, minus one until your birthday. Here is the exact age on September 29, 2026 for birthdays spread through 1963:

Exact age on September 29, 2026
Born onAgeTotal days
January 1, 196363 years, 8 months, 28 days23,282
April 1, 196363 years, 5 months, 28 days23,192
July 1, 196363 years, 2 months, 28 days23,101
October 1, 196362 years, 11 months, 28 days23,009
December 31, 196362 years, 8 months, 29 days22,918

Key facts for the 1963 birth year

FactBorn in 1963
Age turned in 202663
Generation (Pew Research Center)Baby Boomers (1946–1964)
Social Security full retirement age67
Year full retirement age is reached2030
Earliest Social Security benefits (age 62)2025
Medicare eligibility (age 65)2028
RMD starting age75
Chinese zodiacRabbit (Tiger if born before Lunar New Year)
Leap yearNo (365 days)
January 1, 1963 was aTuesday
Turns 100 in2063

How old you'll be in the next few years

Ages for people born in 1963
YearAge you turnAge before your birthday
20266362
20276463
20286564
20296665
20306766
20316867
Milestone years for people born in 1963
AgeMilestoneYear
18Eligible to vote (26th Amendment)1981
62Earliest reduced Social Security retirement benefits2025
65Medicare eligibility2028
67Social Security full retirement age2030
75Required minimum distributions begin2038
100Centenarian2063

Social Security full retirement age for 1963

Federal law ties full retirement age to the year you reach 62. For people born in 1963 it is 67, which you will reach in 2030. Claiming at 62, in 2025, permanently reduces the monthly benefit; waiting past full retirement age increases it. Social Security considers you to reach an age the day before your birthday, so January 1 birthdays follow the 1962 rule, which is also 67.

To see how claiming age fits with your savings, try the retirement calculator.

Medicare and required minimum distributions

Medicare eligibility for most people starts at 65, so people born in 1963 will reach Medicare age in 2028. The Initial Enrollment Period generally opens 3 months before your 65th-birthday month and closes 3 months after it.

Under IRS regulations implementing the SECURE and SECURE 2.0 Acts, the required minimum distribution age for people born in 1963 is 75, reached in 2038. The first distribution can be postponed to April 1 of the next year, but then two are due that year.

What generation is 1963?

Pew Research Center places people born in 1963 in the Baby Boom generation (1946–1964). In 2026, the generation spans ages 62 to 80.

Chinese zodiac and leap year

The lunar year that started in 1963 was the Year of the Rabbit. Lunar New Year falls in late January or February, so if you were born in January or early February 1963, check that year's Lunar New Year date: you may be a Tiger instead. 1963 was not a leap year; it had 365 days. It began on a Tuesday.

Other birth years

Born in 1961 · Born in 1962 · Born in 1964 · Born in 1965 · All birth years (1940–2010)

Frequently asked questions

How old is someone born in 1963?

Someone born in 1963 turns 63 in 2026, so they are 62 until their birthday and 63 after it. On September 29, 2026, a person born January 1, 1963 is 63 years, 8 months, 28 days old, while someone born December 31, 1963 is 62 years, 8 months, 29 days old. Enter an exact birth date in the calculator above for your own age.

What generation is someone born in 1963?

People born in 1963 belong to the Baby Boom generation (Baby Boomers), which Pew Research Center defines as born 1946–1964. In 2026, members of this generation turn 62 to 80.

When can someone born in 1963 get full Social Security retirement benefits?

The full retirement age for people born in 1963 is 67, reached in 2030. Reduced benefits can start as early as 62, in 2025. A January 1 birthday counts as the previous birth year, which has the same full retirement age of 67.

When is someone born in 1963 eligible for Medicare?

Most people born in 1963 will become eligible for Medicare when they turn 65 in 2028. The initial window to sign up for Part A and Part B generally runs from 3 months before the month you turn 65 to 3 months after it, according to Medicare.gov. You may qualify earlier if you have a disability, End-Stage Renal Disease or ALS.

When do required minimum distributions start for someone born in 1963?

Under IRS regulations, the RMD starting age for people born in 1963 is 75, reached in 2038. The first RMD can be delayed until April 1 of the following year. Roth IRAs have no RMDs during the owner's lifetime.

What Chinese zodiac animal is 1963?

The lunar year that began in 1963 is the Year of the Rabbit. The Chinese zodiac follows the lunar calendar, whose new year falls in late January or February, so people born in January or early February 1963, before Lunar New Year, belong to the previous year's animal, the Tiger. Check the Lunar New Year date for 1963 if your birthday is early in the year.

Was 1963 a leap year?

No. 1963 had 365 days because it is not divisible by 4; the nearest leap years were 1960 and 1964. 1963 began on a Tuesday and ended on a Tuesday too, as every 365-day year does.

Sources

  1. Generations (birth-year definitions) — Pew Research Center
  2. 42 U.S. Code § 416(l) — Retirement age — Cornell Law School LII
  3. When can I sign up for Medicare? — Medicare.gov
  4. Required Minimum Distributions; Final Rule (T.D. 10001) — IRS / Federal Register
  5. Retirement plan and IRA required minimum distributions FAQs — IRS
  6. 20 CFR § 404.102 — How age is determined — Cornell Law School LII

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