Exact age today for someone born in 1964
Your age in 2026 depends on whether your birthday has passed: 2026 − 1964 = 62, minus one until your birthday. Here is the exact age on September 29, 2026 for birthdays spread through 1964:
| Born on | Age | Total days |
|---|---|---|
| January 1, 1964 | 62 years, 8 months, 28 days | 22,917 |
| April 1, 1964 | 62 years, 5 months, 28 days | 22,826 |
| July 1, 1964 | 62 years, 2 months, 28 days | 22,735 |
| October 1, 1964 | 61 years, 11 months, 28 days | 22,643 |
| December 31, 1964 | 61 years, 8 months, 29 days | 22,552 |
Key facts for the 1964 birth year
| Fact | Born in 1964 |
|---|---|
| Age turned in 2026 | 62 |
| Generation (Pew Research Center) | Baby Boomers (1946–1964) |
| Social Security full retirement age | 67 |
| Year full retirement age is reached | 2031 |
| Earliest Social Security benefits (age 62) | 2026 |
| Medicare eligibility (age 65) | 2029 |
| RMD starting age | 75 |
| Chinese zodiac | Dragon (Rabbit if born before Lunar New Year) |
| Leap year | Yes (366 days) |
| January 1, 1964 was a | Wednesday |
| Turns 100 in | 2064 |
How old you'll be in the next few years
| Year | Age you turn | Age before your birthday |
|---|---|---|
| 2026 | 62 | 61 |
| 2027 | 63 | 62 |
| 2028 | 64 | 63 |
| 2029 | 65 | 64 |
| 2030 | 66 | 65 |
| 2031 | 67 | 66 |
| Age | Milestone | Year |
|---|---|---|
| 18 | Eligible to vote (26th Amendment) | 1982 |
| 62 | Earliest reduced Social Security retirement benefits | 2026 |
| 65 | Medicare eligibility | 2029 |
| 67 | Social Security full retirement age | 2031 |
| 75 | Required minimum distributions begin | 2039 |
| 100 | Centenarian | 2064 |
Social Security full retirement age for 1964
Federal law ties full retirement age to the year you reach 62. For people born in 1964 it is 67, which you will reach in 2031. Claiming at 62, in 2026, permanently reduces the monthly benefit; waiting past full retirement age increases it. Social Security considers you to reach an age the day before your birthday, so January 1 birthdays follow the 1963 rule, which is also 67.
To see how claiming age fits with your savings, try the retirement calculator.
Medicare and required minimum distributions
Medicare eligibility for most people starts at 65, so people born in 1964 will reach Medicare age in 2029. The Initial Enrollment Period generally opens 3 months before your 65th-birthday month and closes 3 months after it.
Under IRS regulations implementing the SECURE and SECURE 2.0 Acts, the required minimum distribution age for people born in 1964 is 75, reached in 2039. The first distribution can be postponed to April 1 of the next year, but then two are due that year.
What generation is 1964?
Pew Research Center places people born in 1964 in the Baby Boom generation (1946–1964). In 2026, the generation spans ages 62 to 80. 1964 is a boundary year, so some people born then feel closer to the Generation X.
Chinese zodiac and leap year
The lunar year that started in 1964 was the Year of the Dragon. Lunar New Year falls in late January or February, so if you were born in January or early February 1964, check that year's Lunar New Year date: you may be a Rabbit instead. 1964 was a leap year (366 days), so some people born that year have a February 29 birthday. It began on a Wednesday.
Other birth years
Born in 1962 · Born in 1963 · Born in 1965 · Born in 1966 · All birth years (1940–2010)
Frequently asked questions
How old is someone born in 1964?
Someone born in 1964 turns 62 in 2026, so they are 61 until their birthday and 62 after it. On September 29, 2026, a person born January 1, 1964 is 62 years, 8 months, 28 days old, while someone born December 31, 1964 is 61 years, 8 months, 29 days old. Enter an exact birth date in the calculator above for your own age.
What generation is someone born in 1964?
People born in 1964 belong to the Baby Boom generation (Baby Boomers), which Pew Research Center defines as born 1946–1964. In 2026, members of this generation turn 62 to 80. Because 1964 is at the edge of the range, some people born that year also identify with the Generation X; generation boundaries are conventions, not hard lines.
When can someone born in 1964 get full Social Security retirement benefits?
The full retirement age for people born in 1964 is 67, reached in 2031. Reduced benefits can start as early as 62, in 2026. A January 1 birthday counts as the previous birth year, which has the same full retirement age of 67.
When is someone born in 1964 eligible for Medicare?
Most people born in 1964 will become eligible for Medicare when they turn 65 in 2029. The initial window to sign up for Part A and Part B generally runs from 3 months before the month you turn 65 to 3 months after it, according to Medicare.gov. You may qualify earlier if you have a disability, End-Stage Renal Disease or ALS.
When do required minimum distributions start for someone born in 1964?
Under IRS regulations, the RMD starting age for people born in 1964 is 75, reached in 2039. The first RMD can be delayed until April 1 of the following year. Roth IRAs have no RMDs during the owner's lifetime.
What Chinese zodiac animal is 1964?
The lunar year that began in 1964 is the Year of the Dragon. The Chinese zodiac follows the lunar calendar, whose new year falls in late January or February, so people born in January or early February 1964, before Lunar New Year, belong to the previous year's animal, the Rabbit. Check the Lunar New Year date for 1964 if your birthday is early in the year.
Was 1964 a leap year?
Yes. 1964 was a leap year with 366 days, because it is divisible by 4 and not a century year. People born on February 29, 1964 have a real birthday only in leap years; this calculator counts their birthday on February 28 in other years. 1964 began on a Wednesday.