Pennsylvania Income Tax Calculator

A single filer earning $75,000 in wages pays about $2,303 in Pennsylvania income tax for 2026 (3.07% of income) plus $7,670 in federal income tax. Pennsylvania has a flat 3.07% rate; enter your own income below for your 2026 state and federal estimate.

Pennsylvania Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + Pennsylvania)

$9,973

13.3% effective rate on $75,000 of income: $7,670 federal + $2,303 Pennsylvania

Federal income tax

$7,670

Pennsylvania income tax

$2,303

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

25.07%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 79.1%Federal income tax: 10.2%Pennsylvania income tax: 3.1%Social Security & Medicare: 7.6%$59,290after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
Pennsylvania income tax
$2,303 (3.1%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$15,710 (20.9%)
Income after taxes
$59,290 (79.1%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

Pennsylvania income tax

Pennsylvania taxable income (estimate)
$75,000
Pennsylvania income tax
$2,303
State effective rate
3.07%
State marginal rate
3.07%

Local income tax: Yes. Nearly every PA municipality/school district levies a local Earned Income Tax on wages and net profits, commonly 1% combined (0.5% municipal + 0.5% school district) and higher in some places (e.g., Pittsburgh residents 3%). Philadelphia levies its own Wage/Earnings Tax: 3.74% for residents and 3.43% for nonresidents on pay through June 30, 2026, and 3.735% / 3.425% from July 1, 2026 (the city has been trimming the rate each July 1). Most localities also collect a Local Services Tax of up to $52 per year. This estimate does not include local taxes.

See Pennsylvania’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

Embed

Pennsylvania income tax rates for 2026

Pennsylvania has a flat 3.07% rate. Pennsylvania does not start from federal adjusted gross income: it taxes classes of income as it defines them (for example, 401(k) deferrals are not excluded from wages).

Pennsylvania 2026 income tax brackets (taxable income)
RateSingleMarried filing jointly
3.07%All taxable incomeAll taxable income

Pennsylvania standard deduction and exemptions

Pennsylvania has no standard deduction or personal exemption in our 2026 data, so its rates apply from the first dollar of Pennsylvania taxable income, subject to the rules below.

How much Pennsylvania income tax will I pay?

Estimated 2026 tax for a single filer with wage income, the standard deduction and no dependents:

Pennsylvania and federal income tax by salary, 2026 (single filer)
WagesPennsylvania taxState effective rateFederal income taxTotal income taxCombined rate
$40,000$1,2283.07%$2,620$3,8489.6%
$60,000$1,8423.07%$5,020$6,86211.4%
$80,000$2,4563.07%$8,770$11,22614%
$100,000$3,0703.07%$13,170$16,24016.2%
$150,000$4,6053.07%$24,734$29,33919.6%
$250,000$7,6753.07%$51,304$58,97923.6%

At $100,000, for example, Pennsylvania takes about $3,070 and the combined income tax bill is $16,240. Your marginal rate on the next dollar at that income is 25.07% (22% federal + 3.07% Pennsylvania). These estimates apply Pennsylvania’s brackets, standard deduction, exemptions and credits from our data, plus the phase-outs and other special rules described below; local taxes and rules the notes below mark as not modeled are left out.

How Pennsylvania compares with neighboring states

On a $75,000 salary, a single filer pays $2,303 in Pennsylvania income tax, the 19th-lowest among the 50 states and DC. The median across all of them is $2,588.

Pennsylvania vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
Ohio$1,6192.16%Flat 2.75%12 of 51
Pennsylvania$2,3033.07%Flat 3.07%19 of 51
West Virginia$2,5463.39%2.11%–4.58%25 of 51
New Jersey$2,5963.46%1.4%–10.75%28 of 51
Maryland$3,1974.26%2%–6.5%39 of 51
New York$3,4534.6%3.9%–10.9%42 of 51
Delaware$3,6094.81%0%–6.6%49 of 51

Compare Pennsylvania with Delaware, Maryland, New Jersey, New York, Ohio and West Virginia.

Pennsylvania tax rules to know

Key points from our 2026 Pennsylvania data, compiled from the official sources listed at the end of this page:

  • Flat 3.07% on eight separate classes of income (compensation, interest, dividends, business profits, property gains, rents/royalties, estate/trust income, gambling winnings). A loss in one class cannot offset income in another, and there is no standard deduction or personal exemption.
  • Pennsylvania does not start from federal AGI: employee 401(k)/403(b) elective deferrals are NOT excluded from PA compensation, while qualifying retirement income (pensions, IRA/401(k) distributions after retirement, Social Security) is not taxed.
  • Tax Forgiveness (Schedule SP) eliminates tax for low-income households: 100% forgiveness when eligibility income is at or below $6,500 (unmarried) or $13,000 (married), plus $9,500 per dependent child; forgiveness drops 10 percentage points for each additional $250 of eligibility income.
  • No 2026 change to the personal income tax rate (3.07% since 2004).

Local income tax: Yes. Nearly every PA municipality/school district levies a local Earned Income Tax on wages and net profits, commonly 1% combined (0.5% municipal + 0.5% school district) and higher in some places (e.g., Pittsburgh residents 3%). Philadelphia levies its own Wage/Earnings Tax: 3.74% for residents and 3.43% for nonresidents on pay through June 30, 2026, and 3.735% / 3.425% from July 1, 2026 (the city has been trimming the rate each July 1). Most localities also collect a Local Services Tax of up to $52 per year.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

What is the Pennsylvania income tax rate for 2026?

Pennsylvania has a flat 3.07% rate for 2026. Because the rate applies to taxable income after deductions, the share of total income you pay is lower: about 3.07% for a single filer earning $75,000. At $100,000 of wages, a single filer would owe about $3,070 in Pennsylvania income tax.

How much is Pennsylvania income tax on $75,000?

A single filer with $75,000 in wages owes about $2,303 in Pennsylvania income tax for 2026, based on Pennsylvania taxable income of about $75,000. Federal income tax adds $7,670 and Social Security and Medicare $5,738, leaving about $59,290. A married couple earning $150,000 would owe about $4,605 in state tax.

What is the Pennsylvania standard deduction for 2026?

Pennsylvania does not offer a standard deduction in our 2026 data. For a single filer earning $75,000, Pennsylvania taxable income works out to about $75,000 in our estimate. See the rules section on this page for income limits that can reduce these amounts.

Does Pennsylvania have local income taxes?

Yes. Nearly every PA municipality/school district levies a local Earned Income Tax on wages and net profits, commonly 1% combined (0.5% municipal + 0.5% school district) and higher in some places (e.g., Pittsburgh residents 3%). This calculator does not add local taxes; see the rules section on this page for details.

How does Pennsylvania income tax compare with nearby states?

On a $75,000 salary, a single filer pays about $2,303 in Pennsylvania income tax, the 19th-lowest among the 50 states and DC. Among neighbors, Ohio would take $1,619 and Delaware $3,609. The national median is $2,588. Income tax is only one part of the picture; sales and property taxes also differ by state.

Is this Pennsylvania tax estimate exact?

It is an estimate. We apply Pennsylvania’s 2026 brackets, standard deduction, exemptions and credits to your income, starting from Pennsylvania’s own definition of taxable compensation. We do not model every Pennsylvania subtraction, credit or phase-out, or local income taxes, and federal figures leave out the AMT and the QBI deduction. Use it for planning and check your actual return or Pennsylvania’s tax agency for final numbers.

More Pennsylvania calculators

Sources

  1. PA Department of Revenue - Personal Income Tax (3.07% rate)
  2. PA Department of Revenue - Tax Rates
  3. PA Personal Income Tax Guide - Brief Overview (eight classes, no standard deduction/personal exemption)
  4. PA Personal Income Tax Guide - Tax Forgiveness
  5. City of Philadelphia - Wage Tax (employers): rates effective July 1, 2025 (3.74%/3.43%) and July 1, 2026 (3.735%/3.425%)
  6. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.