Arizona Income Tax Calculator

A single filer earning $75,000 in wages pays about $1,473 in Arizona income tax for 2026 (1.96% of income) plus $7,670 in federal income tax. Arizona has a flat 2.5% rate; enter your own income below for your 2026 state and federal estimate.

Arizona Income Tax Calculator: inputs and results

Total 2026 pay before 401(k) and other payroll deductions, including bonuses, tips and overtime.

Full-year total from your pay stubs or W-2 box 2, plus any estimated tax payments. Used to estimate your refund.

Other income

Net profit from Schedule C (enter 0 for a loss).

Short-term capital gains, unemployment benefits, taxable IRA or pension distributions and other ordinary income.

Deductions & credits

Deductible IRA contributions, student loan interest, HSA contributions made outside payroll.

Mortgage interest, charity and state & local taxes (capped at $40,400 for 2026, less above $505,000 of income). We use the larger of this or your standard deduction.

Tips in a job that customarily receives them.

Only the “half” of time-and-a-half required by the FLSA.

Estimated 2026 income tax (federal + Arizona)

$9,143

12.2% effective rate on $75,000 of income: $7,670 federal + $1,473 Arizona

Federal income tax

$7,670

Arizona income tax

$1,473

FICA (Social Security & Medicare)

$5,738

Marginal rate (federal + state)

24.5%

Enter the federal income tax withheld from your pay (and any estimated payments) to see your estimated refund or balance due.

Where your income goes

Income after taxes: 80.2%Federal income tax: 10.2%Arizona income tax: 2.0%Social Security & Medicare: 7.6%$60,120after taxes
Gross income
$75,000
Federal income tax
$7,670 (10.2%)
Arizona income tax
$1,473 (2%)
Social Security & Medicare
$5,738 (7.6%)
Total taxes
$14,880 (19.8%)
Income after taxes
$60,120 (80.2%)

How your federal tax is calculated

StepAmount
Gross income$75,000
Adjusted gross income (AGI)$75,000
Standard deduction−$16,100
Taxable income$58,900
Tax from the brackets$7,670
Federal income tax$7,670

2026 federal brackets (single)

RateBracketYour income taxedTax
10%$0 – $12,400$12,400$1,240
12%$12,400 – $50,400$38,000$4,560
22%$50,400 – $105,700$8,500$1,870
Total$58,900$7,670

Your top federal bracket is 22%, but your federal income tax is 10.2% of your gross income because each rate applies only to the income inside its bracket.

Arizona income tax

Arizona taxable income (estimate)
$58,900
Arizona income tax
$1,473
State effective rate
1.96%
State marginal rate
2.5%

See Arizona’s 2026 brackets, deductions and special rules.

Estimate only. Not modeled: the alternative minimum tax, the qualified business income (QBI) deduction, education and other credits, local income taxes, and some state-specific credits, subtractions and phase-outs.

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Arizona income tax rates for 2026

Arizona has a flat 2.5% rate. Rates apply to Arizona taxable income: federal adjusted gross income minus Arizona’s own deductions and exemptions.

Arizona 2026 income tax brackets (taxable income)
RateSingleMarried filing jointly
2.5%All taxable incomeAll taxable income

Arizona standard deduction and exemptions

Arizona 2026 deductions, exemptions and credits
ItemSingleMarried filing jointly
Standard deduction$16,100$32,200
Credit per dependent (off the tax)$125$125

Deductions and exemptions reduce the income Arizona taxes; credits reduce the tax itself. The head-of-household standard deduction is $24,150.

How much Arizona income tax will I pay?

Estimated 2026 tax for a single filer with wage income, the standard deduction and no dependents:

Arizona and federal income tax by salary, 2026 (single filer)
WagesArizona taxState effective rateFederal income taxTotal income taxCombined rate
$40,000$5981.49%$2,620$3,2188%
$60,000$1,0981.83%$5,020$6,11810.2%
$80,000$1,5982%$8,770$10,36813%
$100,000$2,0982.1%$13,170$15,26815.3%
$150,000$3,3482.23%$24,734$28,08218.7%
$250,000$5,8482.34%$51,304$57,15222.9%

At $100,000, for example, Arizona takes about $2,098 and the combined income tax bill is $15,268. Your marginal rate on the next dollar at that income is 24.5% (22% federal + 2.5% Arizona). These estimates apply Arizona’s brackets, standard deduction, exemptions and credits from our data, plus the phase-outs and other special rules described below; local taxes and rules the notes below mark as not modeled are left out.

Some Arizona figures for 2026 are estimates or projections (see the notes below) and may change when Arizona publishes final tables.

How Arizona compares with neighboring states

On a $75,000 salary, a single filer pays $1,473 in Arizona income tax, the 11th-lowest among the 50 states and DC. The median across all of them is $2,588.

Arizona vs. neighboring states: 2026 state income tax, single filer
StateState tax on $75,000Effective rateRatesNational rank
Nevada$00%No wage tax1 of 51
Arizona$1,4731.96%Flat 2.5%11 of 51
New Mexico$2,3593.15%1.5%–5.9%20 of 51
Colorado$2,5923.46%Flat 4.4%27 of 51
California$2,6653.55%1%–13.3%30 of 51
Utah$3,1104.15%Flat 4.45%37 of 51

Compare Arizona with California, Colorado, New Mexico, Nevada and Utah.

Arizona tax rules to know

Key points from our 2026 Arizona data, compiled from the official sources listed at the end of this page:

  • Flat 2.5% rate on Arizona taxable income for all filing statuses (in effect since tax year 2023).
  • HB 4168 (signed June 13, 2026) conformed Arizona to the federal One Big Beautiful Bill Act: statutory standard deduction base amounts are $15,750 single/MFS, $23,625 head of household, $31,500 MFJ (retroactive to tax year 2025), and A.R.S. 43-1041(H) indexes them 'in the same manner' as the federal basic standard deduction. The 2026 values shown ($16,100 / $32,200 / $24,150) equal the 2026 federal amounts; ADOR had not yet published a separate 2026 figure when this was compiled (medium confidence).
  • Beginning 2026, a taxpayer who takes the standard deduction may increase it by charitable contributions, capped at $1,000 (single/MFS) or $2,000 (MFJ); this replaces the old percentage-based charitable add-on.
  • Under HB 4168, Arizona subtracts federal qualified tips (IRC 224), qualified overtime (IRC 225) and the $6,000 enhanced senior deduction starting 2025 (car-loan interest for 2025 only), subject to the federal limits and phase-outs.
  • Itemizers: state and local tax (SALT) deduction limited to $10,000 for tax years beginning in 2026.
  • Dependent tax credit (not an exemption): $125 per dependent under 17 (raised from $100 for 2026 by HB 4168) and $25 per dependent 17 or older; reduced by 5% for each $1,000 (or fraction) of federal AGI above $200,000 (single/HOH/MFS) or $400,000 (MFJ).
  • Arizona also allows separate exemptions for taxpayers 65 or older, blind taxpayers and qualifying parents/ancestors; Social Security is exempt.

Local income tax: none. Cities and counties in Arizona do not levy their own income tax in our 2026 data.

More 2026 tax tools

See the 2026 federal brackets and standard deduction, estimate each paycheck with the paycheck calculator, or compare income tax in every state.

Frequently asked questions

What is the Arizona income tax rate for 2026?

Arizona has a flat 2.5% rate for 2026. Because the rate applies to taxable income after deductions and exemptions, the share of total income you pay is lower: about 1.96% for a single filer earning $75,000. At $100,000 of wages, a single filer would owe about $2,098 in Arizona income tax.

How much is Arizona income tax on $75,000?

A single filer with $75,000 in wages owes about $1,473 in Arizona income tax for 2026, based on Arizona taxable income of about $58,900. Federal income tax adds $7,670 and Social Security and Medicare $5,738, leaving about $60,120. A married couple earning $150,000 would owe about $2,945 in state tax.

What is the Arizona standard deduction for 2026?

In our 2026 data, the Arizona standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly ($24,150 for heads of household). For a single filer earning $75,000, Arizona taxable income works out to about $58,900 in our estimate. See the rules section on this page for income limits and other details.

Does Arizona have local income taxes?

No. Our 2026 data shows no local (city or county) income taxes in Arizona, so the state and federal income tax estimated here, plus Social Security and Medicare, cover the income taxes on your wages. A single filer earning $75,000 pays about $9,143 in combined federal and Arizona income tax.

How does Arizona income tax compare with nearby states?

On a $75,000 salary, a single filer pays about $1,473 in Arizona income tax, the 11th-lowest among the 50 states and DC. Among neighbors, Nevada would take $0 and Utah $3,110. The national median is $2,588. Income tax is only one part of the picture; sales and property taxes also differ by state.

Is this Arizona tax estimate exact?

It is an estimate. We apply Arizona’s 2026 brackets, standard deduction, exemptions and credits to your income, starting from federal adjusted gross income. We do not model every Arizona subtraction, credit or phase-out, and federal figures leave out the AMT and the QBI deduction. Use it for planning and check your actual return or Arizona’s tax agency for final numbers.

More Arizona calculators

Sources

  1. Arizona Legislature - HB 4168 / SB 1861 Senate Fact Sheet (as enacted)
  2. Arizona Legislature - HB 4168 bill text (A.R.S. 43-1041, 43-1073.01 amendments)
  3. Arizona DOR - Individual Income Tax Highlights (2.5% rate; 2025 standard deduction)
  4. A.R.S. 43-1073.01 - Dependent tax credit (phase-out thresholds)
  5. Forvis Mazars - Arizona Updates IRC Conformity Date to January 1, 2026
  6. IRS releases tax inflation adjustments for tax year 2026 (IR-2025-103) — Internal Revenue Service

This calculator provides estimates for educational purposes only. Results depend on the information you enter and on assumptions described on this page; actual loan terms, taxes and returns will vary. It is not financial, tax, legal or investment advice. See our methodology and terms of use.